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Virgin Australia Velocity High Flyer Card

Rates and fees information correct as of March 1st 2017.

Benefits & Features of the Virgin Money Virgin Australia Velocity High Flyer Card

The Virgin Money Virgin Australia Velocity High Flyer Card Promotional Offer.

1.9% p.a. for 15 months on balance transfers. +
Earn up to 30,000 bonus Velocity Points. +
half annual fee in your first year.

How it works

Get 10,000 bonus Points for every month $3,000 or more is spent in the first 3 months from card approval. Up to a total of 30,000 Velocity Points.

Features and benefits of the Virgin Money Virgin Australia Velocity High Flyer Card

Velocity Points Earn - Turn your everyday credit card spend into flights, accommodation and more.

Exclusive Flight Benefit - Enjoy an exclusive $129 Virgin Australia Gift Voucher17 each year. To unlock your benefit, simply make a retail purchase in the 2 months prior to requesting your voucher. You also get to relax, with two complimentary Single Entry Virgin Australia domestic Lounge passes, on us, each year.

International Travel Insurance - When you travel, it helps to take some peace of mind with you. Simply pay for you and your family's overseas flights with your Virgin Australia Velocity High Flyer card and you'll receive international travel insurance for you, your spouse and any dependent children provided they travel with you. Cover includes medical expenses for illness or injury, loss or theft of personal items, legal liability and more as outlined in the Complimentary Insurance Terms and Conditions.

Extended Warranty Insurance - The manufacturer's warranty period is generally doubled, for up to 12 months, when you purchase personal goods with your Virgin Australia Velocity High Flyer Card, as outlined in the Complimentary Insurance Terms and Conditions.

Purchase Cover - Receive 90 days free insurance against loss, theft or accidental damage on a wide range of new personal goods purchased anywhere in the world using your Virgin Australia Velocity High Flyer Card as outlined in the Complimentary Insurance Terms and Conditions.

Fraudshield® - Rest assured that we're on the case, to keep your card safe around the clock with Fraudshield®. As long as you keep your contact details up to date, we'll contact you if we detect any irregular transactions on your account. Our cards also come with Visa's Zero Liability policy12, ensuring you won't be held liable for fraudulent transactions made with your card.

Visa payWave - For purchases of up to $100, now you can simply wave & go anywhere that has a Visa payWave sensor, making payments easy and convenient.

Personal Concierge - Take advantage of round-the-clock access to the Visa Platinum Concierge Service14. It's the next best thing to having your very own personal assistant and all it takes is a phone call or a mouse click, anytime, anywhere in the world.

Guaranteed Pricing Scheme - If you make a purchase with your Flyer or High Flyer card and then see the same product advertised at a lower price in a catalogue from a store within 25kms of the store from where the covered products were purchased, you can claim the difference within 60 days if the price difference is greater than $75, up to $500 and the product hasn't been purchased online, as outlined in the Complimentary Insurance Terms and Conditions. Conditions apply.

Transit Accident Insurance - Purchase your overseas travel tickets with your Virgin Australia Velocity Flyer or High Flyer card and if you sustain an injury while riding as a passenger whilst outside Australia, you may receive up to $250,000, as outlined in the Complimentary Insurance Terms and Conditions.

Visa Signature Benefits - Gain access to unique Visa privileges such as a range of great reduced holiday offers on hotels and resorts around the globe & up to 30% discount on green fees at some of the most prestigious golf clubs around the world. With Visa Platinum Benefits you'll also get exclusive access to pre-sale tickets to some of the most sought-after events in Australia.

Rates and Fees:
Purchase Interest Rate
20.74% p.a.
Cash Advance Rate
20.99% p.a.
Annual Fee
$289
Balance Transfer Fee
There is no balance transfer fee.
Minimum Repayments
You must pay the Minimum Payment Due by the Payment Due Date each month. The Minimum Payment Due is (rounded up to the nearest dollar): i) the Card Balance if it is less than $30; or ii) the greater of: a) $30; or b) 2.00% of Card Balance; or c) the sum of 1.00% of the Card Balance, Late Payment Fee (if any) and interest charged for that month, plus any Monthly Instalment for that month.
Late Payment Fee
$10
Special Offers:

Balance Transfer Offers
1.90% for 15 months with a revert rate of 20.99% p.a.
Introductory Purchase Rate Offers
No offers
Other Special Offers
Half annual fee for first year of $144

Rewards:
Rewards Available
Frequent Flyer
Points Per Dollar Spent
- N/A
Partners
Velocity
Annual Flights Earned
5.4 SYD-MEL return flights
Value of Rewards
N/A
Perks:
Max Interest Free Days
44
Travel Insurance
Up to 180 days International
VIP Treatment
Price guarantee scheme, Extended warranty, VIP Seating & more
Overseas Spending:
Currency Conversion Fee
3%
OS ATM Charges
$2.5 or 2% the higher of
Est ATM Cost
$15.00 for AU$300 withdrawal
Credit Limits:
Minimum Credit Limit
$15,000
Maximum Credit Limit
$100,000
Security:
Security & Protection
Rest assured that we’re on the case, to keep your card safe around the clock with Fraudshield®. As long as you keep your contact details up to date, we'll call you immediately if we detect any irregular transactions on your account. Our cards also come with Visa's Zero Liability policy, ensuring you won't be held liable for fraudulent transactions made with your card.
Quick Comparison:

The Virgin Money Virgin Australia Velocity High Flyer Card has the 11th highest interest rate of 20.74% (10 others have the same) and the 80th lowest cash advance rate at 20.99% (2 others have the same) compared to 171 other credit cards. 161 cards have a lower annual fee than $289 and 91 have a lower or the same late payment fee of $10.

From Virgin Money site:

If you love to travel, the Virgin Australia Velocity High Flyer Card is for you. Earn Velocity Points on your everyday spend, plus enjoy exclusive flight benefits and a range of complimentary insurances. It’s a seriously rewarding credit card.
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About Virgin Money:

Virgin Money is a financial services brand used by three independent brand-licensees worldwide. Virgin Money branded services are currently available in Australia, South Africa and the United Kingdom. Virgin Money branded services were formerly offered in the United States.

Each Virgin Money branded entity acts independently from the others, thus the products vary from country to country.

More about Virgin Money from Wikipedia

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