Rates and fees information correct as of March 1st 2017.

Benefits & Features of the Victoria Teachers Mutual Bank Visa Classic

Use your card as you like with no monthly administration fees. Reduce your costs with no annual fee.

Rates and Fees:
Purchase Interest Rate
12.94% p.a.
Cash Advance Rate
12.94% p.a.
Annual Fee
$0
Balance Transfer Fee
This card has no balance transfer offer. Balance tranfer rate is the interest rate of 12.94%.There is no balance transfer fee.
Minimum Repayments
5%
Late Payment Fee
$20
Special Offers:

Balance Transfer Offers
No offers
Introductory Purchase Rate Offers
No offers
Other Special Offers
Currently no special offers.

Rewards:
Rewards Available
Perks:
Max Interest Free Days
55
Travel Insurance
VIP Treatment
Overseas Spending:
Currency Conversion Fee
2%
OS ATM Charges
$2.5
Est ATM Cost
$8.50 for AU$300 withdrawal
Credit Limits:
Minimum Credit Limit
$2,000
Maximum Credit Limit
No Limit
Security:
Security & Protection
Quick Comparison:

The Victoria Teachers Mutual Bank Visa Classic has the 43rd lowest interest rate of 12.94% and the 23rd lowest cash advance rate at 12.94% compared to 171 other credit cards. No other cards have a lower annual fee than $0 (26 have the same) and 135 have a lower or the same late payment fee of $20.

From Victoria Teachers Mutual Bank site:

Benefit from an affordable Credit Card, with no annual fee and a low interest rate.
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About Victoria Teachers Mutual Bank:

Victoria Teachers Mutual Bank is one of Australias financial institutions, with more than 100,000 customers, over $2 billion in assets and the only financial institution in Victoria focusing on the Education Community.

Apart from a focus on education, anyone can bank with Victoria Teachers Mutual Bank; this includes family, friends and the wider community. The Mutual Bank offers everyday banking services, loans, insurance and financial planning.

Victoria Teachers Mutual Bank differs from some other banks as it is owned by the customers, not external shareholders. Each customer owns an equal share of the organisation and profits are reinvested to add to its strength and security rather than to pay external shareholders.

Being a customer owned financial institution; Victoria Teachers Mutual Bank is an Authorised Deposit taking Institution and is regulated by the same authorities as all other banks. The Mutual Bank has all the safeguards as other banks, including the Commonwealth Governments bank deposit guarantee.

Head office is located at 117 Camberwell Road, Hawthorn East, Victoria.

More about Victoria Teachers Mutual Bank from Wikipedia

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Compare Victoria Teachers Mutual Bank Visa Classic
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