Rates and fees information correct as of March 1st 2017.
Benefits & Features of the St.George Bank Vertigo Platinum Card
Special offers for the St.George Bank Vertigo Platinum Card
✓ 0% p.a. for 18 months on balance transfers, requested at card application.
✓ 0% p.a. for up to 6 months on purchases from card approval.
Variable purchase rate applies after the promotional periods. Offers end 29 September 2016.
✓ Our lowest interest rate on purchases, with premium extras.
✓ Variable purchase rate - 12.74% p.a.
✓ A range of complimentary insurance covers - including overseas travel insurance and extended warranty on purchases.
✓ Visa Platinum Concierge Service.
✓ $99 annual fee.
Existing St.George customers can also enjoy a $0 annual fee for the first year^ when you apply via this page by clicking on the St.George customers 'Apply now' button and make your first purchase within 12 months from card approval. New cards only. Offer ends 29 September 2016.
As a St.George Vertigo Platinum cardholder, you receive a range of complimentary insurance covers4 that include:
Travel - Greater peace of mind overseas
Complimentary overseas travel insurance cover
You, your spouse and your dependent children could be automatically covered for Complimentary Overseas Travel Insurance cover on your journey for trips up to 6 months, if before you leave each of you meet the eligibility criteria, including pre-paid travel costs using your credit card as set out in the policy.
✓ Unlimited medical expenses cover (except limits on emergency dental and bed care allowance).
✓ Up to $20,000 per person for loss or damage to personal items as set out in the policy - up to $550 for loss or damaged travel documents.
✓ Unlimited cover for unexpected cancellation of travel arrangement caused by an event as specified in the policy. Limits apply for travel agent's cancellation fees and financial insolvency of a licensed service provider.
✓ Travel delay cover up to $500 per person for meal and accommodation cost after a 6 hour delay.
✓ Up to $5,500 rental vehicle excess cover as set out in the policy.
✓ Up to $2.5 million for personal legal liability cover.
Transit accident cover
Complimentary transit accident insurance cover
✓ Up to $750,000 insurance in the event of accidental death or certain injury while travelling on a plane, train, bus or ferry outside Australia, when prior to taking the trip, you have purchased the tickets using your Vertigo Platinum Card as set out in the policy.
Purchasing - Cheaper price?
Complimentary price guarantee cover.
If you find a cheaper price on most new personal items purchased with your Vertigo Platinum Card, you can claim back the price difference up to $300 provided the following conditions as set out in the policy are met:
✓ Claim is made within 21 days of the purchase
✓ Cheaper same item available within 25kms from the point of purchase
✓ Price difference is greater than $75.
Protection on new purchases
Complimentary purchase cover insurance
With most new personal items you purchase in Australia and overseas using your Vertigo Platinum Card you are covered against theft, loss or accidental damage for 4 months as set out in policy.
Extended warranty - Complimentary extended warranty insurance.
Up to 12 months automatic extension on the manufacturer's expressed Australia warranty for most new personal items purchased using your Vertigo Platinum Card as set out in the policy.
Time poor? Personal Concierge Service
Enjoy the luxury of a Personal Concierge Service.
Rates and Fees:
Purchase Interest Rate
Cash Advance Rate
Balance Transfer Fee
There is no balance transfer fee.
Late Payment Fee
Balance Transfer Offers 0% for 12 months
with a revert rate of 12.74% p.a.
Introductory Purchase Rate Offers 0% for 6 months with a revert rate of 12.74% p.a.
Other Special Offers $0 annual fee for the first year for existing St.George customers.
Balance Transfer Offers
0% for 12 months with a revert rate of 12.74% p.a.
Introductory Purchase Rate Offers
0% for 6 months with a revert rate of 12.74% p.a.
Other Special Offers
$0 annual fee for the first year for existing St.George customers.
Max Interest Free Days
Up to 180 days International
Price guarantee scheme, Rental vehicle excess insurance, Extended warranty & more
Currency Conversion Fee
OS ATM Charges
$2.5 or 2% the higher of
Est ATM Cost
$15.00 for AU$300 withdrawal
Minimum Credit Limit
Maximum Credit Limit
Security & Protection
Detection of suspicious purchase transactions with 24/7 Falcon® Fraud monitoring. Shop online with Verified by Visa knowing your internet purchases and payments are safer and more secure.
The St.George Bank Vertigo Platinum Card has the 39th lowest interest rate of 12.74% (3 others have the same) and the 57th highest cash advance rate at 21.49% (10 others have the same) compared to 171 other credit cards. 109 cards have a lower annual fee than $99 (12 have the same) and 53 have a lower or the same late payment fee of $9.
From St.George Bank site:
A platinum credit card with our lowest variable purchase rate, a range of complimentary insurance covers and personal concierge service.
Download Key Facts Sheet* ⇣Go to Site ⇢
* Key fact sheet is link from St.George Bank website. (WEBSITE LINK)Apply Online ⇢ Compare Credit Card