HomeCredit CardsSt.George Bank › Amplify Signature Card

Rates and fees information correct as of March 1st 2017.

Benefits & Features of the St.George Bank Amplify Signature Card

Special offers for the St.George Bank Amplify Signature Card

$0 annual fee in the first year^

0% p.a. for up to 6 months on purchases from card approval*.

0% p.a. for 12 months on balance transfers, requested at card application.

Essentials

Reward yourself with our highest earn rate card, uncapped

All the benefits of Amplify plus:
Our highest points earn rate, uncapped
A birthday bonus - 10% of points earned in past 12 months
Two complimentary airport lounge passes per year upon enrolment
And more... all for a competitive annual fee of $279, plus $0 in the first year.

Features of the St.George Bank Amplify Signature Card

More Choice

Our highest earn rates, uncapped
Double points earned on international spend
Celebrate birthdays with a birthday bonus - 10% of points earned in the past 12 months
Choose between two great rewards programs - Amplify Rewards or Amplify Qantas
You can also enjoy complimentary Qantas Frequent Flyer membership for a limited time (if you're not already a member) when you choose Amplify Qantas.

More Advantages

Relax pre-flight - Enjoy a comfortable pre-flight experience with two complimentary airport lounge passes per year

With Amplify Rewards, you will receive two Priority Pass lounge visits per year
With Amplify Qantas, you will receive two Qantas Club lounge visits per year

Hotel benefits

When you travel with Amplify Signature, you will enjoy some of the most impressive hotels across the globe with an unparalleled and exquisite hotel experience with every stay. As an automatic Visa Luxury Hotel Collection8 member you will receive:

❍ Best available rate guarantee
❍ Automatic room upgrade upon arrival, (when available)
❍ 3pm checkout, (when available)
❍ Complimentary continental breakfast
❍ Free in-room Internet access US$25 food or beverage voucher
❍ VIP guest status.

Peace of mind for you and your family - Complimentary insurance covers as set out in the policy.

❍ Overseas travel insurance for trips up to 6 months for you and your spouse and/or dependent children. The cover includes medical expenses, unexpected trip cancellation and rental vehicle excess
❍ Extended warranty insurances gives you up to 12 additional months on the manufacturer's expressed Australian warranty
❍ Price guarantee cover on eligible purchases. Claim the difference back if you find it cheaper within 21 days from purchases as stated in the policy.

Time poor? - Call Visa Concierge on 1800 233 688

❍ 24/7 Fraud monitoring
❍ Detection of suspicious purchase transactions
❍ Find out more about fraud protection and what to do when you suspect fraud
❍ Shop online with Verified by Visa knowing your internet purchases and payments are safer and more secure.
❍ 1 additional cardholder at no extra cost.

Rewards : If you choose Amplify Rewards

Points earned on purchases (uncapped) - $1 = 1.5 Amplify Points at any Australian merchant / $1 = 3 Amplify Points at any Overseas merchant

Earning bonus points - Earn bonus Amplify Points with Amplify Rewards Bonus Partners

Birthday bonus - Receive a birthday points bonus - 10% of points earned in the last 12 months

Redeeming your points - Redeem Amplify Points for:
❍ Rewards from a wide range of categories including gift cards and retail vouchers, entertainment expenses and more
❍ Gift cards and retail vouchers
❍ Homewares, including products by Dyson, KitchenAid and Tefal
❍ Domestic and international flights on a variety of major airlines, as well as accommodation, holiday packages and car hire through Amplify Travel
❍ Airline points or miles through Virgin Australia's Velocity program, Malaysia Airlines' Enrich program and Singapore Airlines' KrisFlyer program

Rewards : If you choose Amplify Qantas

Points earned on purchases (uncapped) - $1 = 0.75 Qantas Points at any Australian merchants / $1 = 1.5 Qantas Points at any Overseas merchant

Earning bonus points - Earn Qantas Points twice with Qantas Frequent Flyer Program partners - once on your Amplify Signature Card and again with the program partner.

Birthday bonus - Receive a birthday points bonus - 10% of points earned in the last 12 months

Redeeming your points - Redeem Qantas Points for:
❍ Classic Award flights on Qantas and 35 partner airlines
❍ Qantas and Jetstar Any Seat Award flights.
❍ Flight Upgrade Awards on eligible Qantas flights when available.
❍ Over 3,000 products, experiences and vouchers from the online Qantas Store.

Rates and Fees:
Purchase Interest Rate
19.49% p.a.
Cash Advance Rate
20.24% p.a.
Annual Fee
$279
Balance Transfer Fee
There is no balance transfer fee.
Minimum Repayments
2%
Late Payment Fee
$9
Special Offers:

Balance Transfer Offers
0% for 12 months with a revert rate of 19.49% p.a.
Introductory Purchase Rate Offers
0% for 6 months with a revert rate of 19.49% p.a.
Other Special Offers
30,000 bonus Qantas or Amplify Points on a new card, when you spend $2500 within 90 days from card approval. Existing St.George customers can also enjoy a $0 annual fee for the first year.

Rewards:
Rewards Available
Frequent Flyer, Shopping, Travel or Accomodation
Points Per Dollar Spent
1.50 - Uncapped
Partners
Velocity, Malaysia Airlines, KrisFlyer
Annual Flights Earned
3.3 SYD-MEL return flights
Value of Rewards
$212.53 after $279 annual fees
Perks:
Max Interest Free Days
55
Travel Insurance
Up to 180 days International
VIP Treatment
Price guarantee scheme, Rental vehicle excess insurance, Extended warranty & more
Overseas Spending:
Currency Conversion Fee
3%
OS ATM Charges
$2.5 or 2% the higher of
Est ATM Cost
$15.00 for AU$300 withdrawal
Credit Limits:
Minimum Credit Limit
$15,000
Maximum Credit Limit
$80,000
Security:
Security & Protection
24/7 Falcon® Fraud monitoring. Shop online with Verified by Visa knowing your internet purchases and payments are safer and more secure.
Quick Comparison:

The St.George Bank Amplify Signature Card has the 72nd highest interest rate of 19.49% (8 others have the same) and the 65th lowest cash advance rate at 20.24% (8 others have the same) compared to 171 other credit cards. 158 cards have a lower annual fee than $279 (2 have the same) and 53 have a lower or the same late payment fee of $9.

From St.George Bank site:

Reward yourself with our highest points earn rate, uncapped.
Download Key Facts Sheet* ⇣Go to Site ⇢

* Key fact sheet is link from St.George Bank website. (WEBSITE LINK)

Apply Online ⇢ Compare Credit Card
About St.George Bank:

St.George Bank is an Australian bank with its headquarters in Sydney. Since a 2008 merger, the bank has been part of the Westpac Banking Corporation group, having previously been an independent legal entity. In 2010, as part of the Westpac group, St.George was deregistered as a company and ceased to be a standalone authorised deposit-taking institution (ADI)

The bank provides services primarily in New South Wales, but with growing representation across a number of industry and business segments in Queensland and Western Australia, and in Victoria before the relaunch of the Bank of Melbourne brand in July 2011 (also another division of Westpac). St.George also operates in South Australia and the Northern Territory under its "subsidiary" BankSA (a division of Westpac). The bank has a large number of retail branches and ATMs across Australia, and some back office operations in Bangalore, India.

More about St.George Bank from Wikipedia

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