HomeCredit CardsSt.George Bank › Amplify Platinum Card

Rates and fees information correct as of March 1st 2017.

Benefits & Features of the St.George Bank Amplify Platinum Card

Special offers for the St.George Bank Amplify Platinum Card

$0 annual fee in the first year^

0% p.a. for up to 6 months on purchases from card approval*.

0% p.a. for 12 months on balance transfers, requested at card application.

Variable purchase rate applies after the promotional period.

Essentials

Your choice of rewards programs, with Platinum extras

All the benefits of Amplify plus:
Double points on international spend.
A range of complimentary insurance covers - including overseas travel insurance and extended warranty on purchases as set out in the policy.
24/7 Visa Concierge service.
All for a low annual fee of $99, $0 in the first year^.

Features of the St.George Bank Amplify Platinum Card

More Choice

Choose between two great rewards programs - Amplify Rewards or Amplify Qantas
Earn 1 Amplify Point or 0.5 Qantas Points per $1 spent on eligible transactions, uncapped.
Double points earned on international spend (overseas merchants).

More Advantages

Complimentary insurance covers as set out in the policy

Overseas travel insurance for trips up to 3 months for you and your spouse and/or dependent children. The cover includes medical expenses, unexpected trip cancellation and rental vehicle excess.
Extended warranty insurances gives you up to 12 additional months on the manufacturer's expressed Australian warranty

Add an additional cardholder at no extra cost.

24/7 Fraud monitoring

Detection of suspicious purchase transactions

Find out more about fraud protection and what to do when you suspect fraud

Shop online with Verified by Visa knowing your interest purchases and payments are safer and more secure.

Rewards : 1. Link your card to Amplify Rewards

Points earned on purchases - $1 = 1 Amplify Point

Earning bonus points - Earn bonus Amplify Points2 with Amplify Rewards Bonus Partners

Redeeming your points - Redeem Amplify Points2 for:
❍ Rewards from a wide range of categories including appliances, gift cards, charitable donations, entertainment expenses and more.
❍ Domestic and international flights on a variety of major airlines, as well as accommodation, holiday packages and car hire through Amplify Travel.
❍ Airline points or miles through Virgin Australia's Velocity program, Malaysia Airlines' Enrich program and Singapore Airlines' KrisFlyer program.

Rewards : or 2. Link your card to Amplify Qantas

Points earned on purchases - $1 = 0.5 Qantas Points

Earning bonus points - Earn Qantas Points twice with Qantas Frequent Flyer Program partners - once on your Amplify Platinum Card and again with the program partners.

Redeeming your points - Redeem Qantas Points redeem for:
❍ Classic Award flights on Qantas and 35 partner airlines.
❍ Qantas and Jetstar Any Seat Award flights.
❍ Flight Upgrade Awards on eligible Qantas flights when available.
❍ Over 3,000 products, experiences and vouchers from the online Qantas Store.

Rates and Fees:
Purchase Interest Rate
19.49% p.a.
Cash Advance Rate
20.24% p.a.
Annual Fee
$99
Balance Transfer Fee
There is no balance transfer fee.
Minimum Repayments
2%
Late Payment Fee
$9
Special Offers:

Balance Transfer Offers
0% for 12 months with a revert rate of 19.49% p.a.
Introductory Purchase Rate Offers
0% for 6 months with a revert rate of 19.49% p.a.
Other Special Offers
Existing St.George customers can also enjoy a $0 annual fee for the first year. Double points earned on international spend (overseas merchants).

Rewards:
Rewards Available
Frequent Flyer, Shopping, Travel or Accomodation
Points Per Dollar Spent
1 - Uncapped
Partners
Velocity, Malaysia Airlines, KrisFlyer
Annual Flights Earned
2.2 SYD-MEL return flights
Value of Rewards
$228.69 after $99 annual fees
Perks:
Max Interest Free Days
55
Travel Insurance
Up to 90 days International
VIP Treatment
Rental vehicle excess insurance, Extended warranty, VIP Seating & more
Overseas Spending:
Currency Conversion Fee
3%
OS ATM Charges
$2.5 or 2% the higher of
Est ATM Cost
$15.00 for AU$300 withdrawal
Credit Limits:
Minimum Credit Limit
$6,000
Maximum Credit Limit
$80,000
Security:
Security & Protection
24/7 Falcon® Fraud monitoring. Shop online with Verified by Visa knowing your internet purchases and payments are safer and more secure.
Quick Comparison:

The St.George Bank Amplify Platinum Card has the 72nd highest interest rate of 19.49% (8 others have the same) and the 65th lowest cash advance rate at 20.24% (8 others have the same) compared to 171 other credit cards. 109 cards have a lower annual fee than $99 (12 have the same) and 53 have a lower or the same late payment fee of $9.

From St.George Bank site:

Your choice of rewards programs, with Platinum extras
Download Key Facts Sheet* ⇣Go to Site ⇢

* Key fact sheet is link from St.George Bank website. (WEBSITE LINK)

Apply Online ⇢ Compare Credit Card
About St.George Bank:

St.George Bank is an Australian bank with its headquarters in Sydney. Since a 2008 merger, the bank has been part of the Westpac Banking Corporation group, having previously been an independent legal entity. In 2010, as part of the Westpac group, St.George was deregistered as a company and ceased to be a standalone authorised deposit-taking institution (ADI)

The bank provides services primarily in New South Wales, but with growing representation across a number of industry and business segments in Queensland and Western Australia, and in Victoria before the relaunch of the Bank of Melbourne brand in July 2011 (also another division of Westpac). St.George also operates in South Australia and the Northern Territory under its "subsidiary" BankSA (a division of Westpac). The bank has a large number of retail branches and ATMs across Australia, and some back office operations in Bangalore, India.

More about St.George Bank from Wikipedia

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