Rates and fees information correct as of March 1st 2017.
Benefits & Features of the St.George Bank Amplify Platinum Card
Special offers for the St.George Bank Amplify Platinum Card
✓ $0 annual fee in the first year^
✓ 0% p.a. for up to 6 months on purchases from card approval*.
✓ 0% p.a. for 12 months on balance transfers, requested at card application.
Variable purchase rate applies after the promotional period.
✓ Your choice of rewards programs, with Platinum extras
✓ All the benefits of Amplify plus:
✓ Double points on international spend.
✓ A range of complimentary insurance covers - including overseas travel insurance and extended warranty on purchases as set out in the policy.
✓ 24/7 Visa Concierge service.
✓ All for a low annual fee of $99, $0 in the first year^.
Features of the St.George Bank Amplify Platinum Card
✓ Choose between two great rewards programs - Amplify Rewards or Amplify Qantas
✓ Earn 1 Amplify Point or 0.5 Qantas Points per $1 spent on eligible transactions, uncapped.
✓ Double points earned on international spend (overseas merchants).
✓ Complimentary insurance covers as set out in the policy
✓ Overseas travel insurance for trips up to 3 months for you and your spouse and/or dependent children. The cover includes medical expenses, unexpected trip cancellation and rental vehicle excess.
✓ Extended warranty insurances gives you up to 12 additional months on the manufacturer's expressed Australian warranty
✓ Add an additional cardholder at no extra cost.
✓ 24/7 Fraud monitoring
✓ Detection of suspicious purchase transactions
✓ Find out more about fraud protection and what to do when you suspect fraud
✓ Shop online with Verified by Visa knowing your interest purchases and payments are safer and more secure.
Rewards : 1. Link your card to Amplify Rewards
❍ Points earned on purchases - $1 = 1 Amplify Point
❍ Earning bonus points - Earn bonus Amplify Points2 with Amplify Rewards Bonus Partners
❍ Redeeming your points - Redeem Amplify Points2 for:
❍ Rewards from a wide range of categories including appliances, gift cards, charitable donations, entertainment expenses and more.
❍ Domestic and international flights on a variety of major airlines, as well as accommodation, holiday packages and car hire through Amplify Travel.
❍ Airline points or miles through Virgin Australia's Velocity program, Malaysia Airlines' Enrich program and Singapore Airlines' KrisFlyer program.
Rewards : or 2. Link your card to Amplify Qantas
❍ Points earned on purchases - $1 = 0.5 Qantas Points
❍ Earning bonus points - Earn Qantas Points twice with Qantas Frequent Flyer Program partners - once on your Amplify Platinum Card and again with the program partners.
❍ Redeeming your points - Redeem Qantas Points redeem for:
❍ Classic Award flights on Qantas and 35 partner airlines.
❍ Qantas and Jetstar Any Seat Award flights.
❍ Flight Upgrade Awards on eligible Qantas flights when available.
❍ Over 3,000 products, experiences and vouchers from the online Qantas Store.
Rates and Fees:
Purchase Interest Rate
Cash Advance Rate
Balance Transfer Fee
There is no balance transfer fee.
Late Payment Fee
Balance Transfer Offers 0% for 12 months
with a revert rate of 19.49% p.a.
Introductory Purchase Rate Offers 0% for 6 months with a revert rate of 19.49% p.a.
Other Special Offers Existing St.George customers can also enjoy a $0 annual fee for the first year. Double points earned on international spend (overseas merchants).
Balance Transfer Offers
0% for 12 months with a revert rate of 19.49% p.a.
Introductory Purchase Rate Offers
0% for 6 months with a revert rate of 19.49% p.a.
Other Special Offers
Existing St.George customers can also enjoy a $0 annual fee for the first year. Double points earned on international spend (overseas merchants).
Frequent Flyer, Shopping, Travel or Accomodation
Points Per Dollar Spent
1 - Uncapped
Velocity, Malaysia Airlines, KrisFlyer
Annual Flights Earned
2.2 SYD-MEL return flights
Value of Rewards
$228.69 after $99 annual fees
Max Interest Free Days
Up to 90 days International
Rental vehicle excess insurance, Extended warranty, VIP Seating & more
Currency Conversion Fee
OS ATM Charges
$2.5 or 2% the higher of
Est ATM Cost
$15.00 for AU$300 withdrawal
Minimum Credit Limit
Maximum Credit Limit
Security & Protection
24/7 Falcon® Fraud monitoring. Shop online with Verified by Visa knowing your internet purchases and payments are safer and more secure.
The St.George Bank Amplify Platinum Card has the 72nd highest interest rate of 19.49% (8 others have the same) and the 65th lowest cash advance rate at 20.24% (8 others have the same) compared to 171 other credit cards. 109 cards have a lower annual fee than $99 (12 have the same) and 53 have a lower or the same late payment fee of $9.
From St.George Bank site:
Your choice of rewards programs, with Platinum extras
Download Key Facts Sheet* ⇣Go to Site ⇢
* Key fact sheet is link from St.George Bank website. (WEBSITE LINK)Apply Online ⇢ Compare Credit Card