HomeCredit CardsSt.George Bank › Amplify Card

Rates and fees information correct as of March 1st 2017.

Benefits & Features of the St.George Bank Amplify Card

Special offers for the St.George Bank Amplify Card

$0 annual fee in the first year^

0% p.a. for up to 6 months on purchases from card approval*.

0% p.a. for 12 months on balance transfers, requested at card application.

Variable purchase rate applies after the promotional period.

Essentials

Reward yourself with more choice

Choose between two great rewards programs - Amplify Rewards or Amplify Qantas

$79 annual fee, $0 in the first year.

Features of the St.George Bank Amplify Card

More Choice

Choose between two great rewards programs - Amplify Rewards or Amplify Qantas
Earn 1 Amplify Point or 0.5 Qantas Points per $1 spent on eligible transactions, uncapped.

More Advantages

Save the joining fee with complimentary Qantas Frequent Flyer membership (if you're not already a member) for a limited time when you link your card to Amplify Qantas.

Get an extra card for an additional cardholder at no extra cost.

Up to 55 interest free days on purchases when you pay the closing balance in full by the statement due date.

Minimum credit limit of $1,000.

Visa payWave contactless payments for transactions under $100.

Rewards : 1. Link your card to Amplify Rewards

Points earned on purchases - $1 = 1 Amplify Point

Earning bonus points - Earn bonus Amplify Points2 with Amplify Rewards Bonus Partners

Redeeming your points - Redeem Amplify Points2 for:
❍ Rewards from a wide range of categories including appliances, gift cards, charitable donations, entertainment expenses and more.
❍ Domestic and international flights on a variety of major airlines, as well as accommodation, holiday packages and car hire through Amplify Travel.
❍ Airline points or miles through Virgin Australia's Velocity program, Malaysia Airlines' Enrich program and Singapore Airlines' KrisFlyer program.

Rewards : or 2. Link your card to Amplify Qantas

Points earned on purchases - $1 = 0.5 Qantas Points

Earning bonus points - Earn Qantas Points twice with Qantas Frequent Flyer Program partners - once on your Amplify Platinum Card and again with the program partners.

Redeeming your points - Redeem Qantas Points redeem for:
❍ Classic Award flights on Qantas and 35 partner airlines.
❍ Qantas and Jetstar Any Seat Award flights.
❍ Flight Upgrade Awards on eligible Qantas flights when available.
❍ Over 3,000 products, experiences and vouchers from the online Qantas Store.

Rates and Fees:
Purchase Interest Rate
19.49% p.a.
Cash Advance Rate
20.24% p.a.
Annual Fee
$79
Balance Transfer Fee
There is no balance transfer fee.
Minimum Repayments
2%
Late Payment Fee
$9
Special Offers:

Balance Transfer Offers
0% for 12 months with a revert rate of 19.49% p.a.
Introductory Purchase Rate Offers
0% for 6 months with a revert rate of 19.49% p.a.
Other Special Offers
Existing St.George customers can also enjoy a $0 annual fee for the first year.

Rewards:
Rewards Available
Frequent Flyer, Shopping, Travel or Accomodation
Points Per Dollar Spent
1 - Uncapped
Partners
Velocity, Malaysia Airlines, KrisFlyer
Annual Flights Earned
2.2 SYD-MEL return flights
Value of Rewards
$248.69 after $79 annual fees
Perks:
Max Interest Free Days
55
Travel Insurance
VIP Treatment
Overseas Spending:
Currency Conversion Fee
3%
OS ATM Charges
$2.5 or 2% the higher of
Est ATM Cost
$15.00 for AU$300 withdrawal
Credit Limits:
Minimum Credit Limit
$1,000
Maximum Credit Limit
$80,000
Security:
Security & Protection
24/7 Falcon® Fraud monitoring. Shop online with Verified by Visa knowing your internet purchases and payments are safer and more secure.
Quick Comparison:

The St.George Bank Amplify Card has the 72nd highest interest rate of 19.49% (8 others have the same) and the 65th lowest cash advance rate at 20.24% (8 others have the same) compared to 171 other credit cards. 96 cards have a lower annual fee than $79 (3 have the same) and 53 have a lower or the same late payment fee of $9.

From St.George Bank site:

Choose from two great rewards programs – Amplify Rewards or Amplify Qantas
Download Key Facts Sheet* ⇣Go to Site ⇢

* Key fact sheet is link from St.George Bank website. (WEBSITE LINK)

Apply Online ⇢ Compare Credit Card
About St.George Bank:

St.George Bank is an Australian bank with its headquarters in Sydney. Since a 2008 merger, the bank has been part of the Westpac Banking Corporation group, having previously been an independent legal entity. In 2010, as part of the Westpac group, St.George was deregistered as a company and ceased to be a standalone authorised deposit-taking institution (ADI)

The bank provides services primarily in New South Wales, but with growing representation across a number of industry and business segments in Queensland and Western Australia, and in Victoria before the relaunch of the Bank of Melbourne brand in July 2011 (also another division of Westpac). St.George also operates in South Australia and the Northern Territory under its "subsidiary" BankSA (a division of Westpac). The bank has a large number of retail branches and ATMs across Australia, and some back office operations in Bangalore, India.

More about St.George Bank from Wikipedia

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