HomeCredit CardsNAB › Premium Card

Rates and fees information correct as of March 1st 2017.

Benefits & Features of the NAB Premium Card

Get everything you'd expect from an everyday credit card, plus the benefits of platinum.

Enjoy premium service - Your own 24 hour, 7 day personal assistant for travel and lifestyle services with NAB Platinum Concierge Service.

Visa Front Line Access - Reserve tickets to some of the biggest events before they go on sale to the general public.

Plus enjoy premium service - Your own 24 hour, 7 day personal assistant for travel and lifestyle services—NAB Platinum Concierge Service. VIP Lost Card Cover (complimentary for the first 12 months).

Protection with insurance - Access to seven complimentary insurances.

Overseas Travel Insurance - Spend at least $500 of your prepaid transportation, accommodation, and/or land tour costs on your NAB Premium Card prior to commencing your trip and you could be covered for travel cancellation, overseas medical expenses, lost luggage or travel documents.

Transport Accident Insurance - Pay for your conveyance costs in full on your NAB Premium Card and you could have cover if you, your accompanying spouse or dependent children die or are seriously injured in an accident while travelling as a passenger.

Interstate Flight Inconvenience Insurance - Pay for your return interstate airfares in full on your NAB Premium Card prior to departure and you could be covered if your luggage is lost or delayed, or if you have to cancel or change an interstate flight due to serious illness, injury or death. You also may be covered for the rental vehicle insurance excess if you rent a car.

Domestic Hotel Burglary Insurance - Pay for or secure 100% of your hotel accommodation costs on your NAB Premium Card and you could be reimbursed up to $2,500 for loss of, or damage to, personal items due to burglary of your hotel/motel in Australia during a trip.

Purchase Protection Insurance - You could be covered if new items you bought on your NAB Premium Card are lost, stolen or accidentally damaged within 90 days of the date of purchase.

Extended Warranty Insurance - Buy a new domestic appliance in Australia on your NAB Premium Card and you could receive an extension of its original Australian manufacturer's warranty for up to 12 months.

Price Protection Insurance - Shop with confidence on your NAB Premium Card within Australia knowing you could be reimbursed the difference between the price you paid for a new item and a lower printed advertised price for the same item.

The NAB Premium Card also comes with these great benefits;

Fraud protection: NAB Defence detects fraudulent transactions. If fraud occurs, we'll give back all your money.

Online security: Verified by Visa reduces online fraud by confirming your identity with a password.

Another card? Add an additional cardholder at no extra cost.

Emergency assistance: We're here for you 24/7 if your credit card is lost or stolen.

Contactless payments: Make payments under $100 by tapping your credit card.

Rates and Fees:
Purchase Interest Rate
19.74% p.a.
Cash Advance Rate
21.74% p.a.
Annual Fee
$90
Balance Transfer Fee
There is no balance transfer fee.
Minimum Repayments
2% or $25 which ever is greater
Late Payment Fee
$9
Special Offers:

Balance Transfer Offers
0% for 24 months with a revert rate of 19.74% p.a.
Introductory Purchase Rate Offers
No offers
Other Special Offers
Currently no special offers.

Rewards:
Rewards Available
Perks:
Max Interest Free Days
44
Travel Insurance
Up to 180 days International
VIP Treatment
Price guarantee scheme, Extended warranty, VIP Seating & more
Overseas Spending:
Currency Conversion Fee
3%
OS ATM Charges
$2.5 or 2% the higher of
Est ATM Cost
$15.00 for AU$300 withdrawal
Credit Limits:
Minimum Credit Limit
$6,000
Maximum Credit Limit
No Limit
Security:
Security & Protection
Quick Comparison:

The NAB Premium Card has the 64th highest interest rate of 19.74% (6 others have the same) and the 29th highest cash advance rate at 21.74% (26 others have the same) compared to 171 other credit cards. 106 cards have a lower annual fee than $90 (1 other has the same) and 53 have a lower or the same late payment fee of $9.

From NAB site:

You deserve a little bit more. Get everything you’d expect from an everyday credit card, plus the benefits of platinum.
Download Key Facts Sheet* ⇣Go to Site ⇢

* Key fact sheet is downloaded from NAB website. (PDF, 137KB)

Apply Online ⇢ Compare Credit Card
About NAB:

National Australia Bank (abbreviated NAB, branded nab) is one of the four largest financial institutions in Australia in terms of market capitalisation and customers. NAB was ranked 21st largest bank in the world measured by market capitalisation and 41st largest bank in the world as measured by total assets in 2014. NAB operates 1,590 branches and service centres and 4,412ATMs across Australia, New Zealand and Asia serving 12.7 million customers.

NAB has a "AA-" long term issuer rating by Standard & Poor's.

More about National Australia Bank from Wikipedia

People compare the NAB Premium Card with...
RSPCA Rescue Rewards
Bendigo Bank RSPCA Rescue Rewards

Purchase Rate:
19.64% p.a.
Cash Advance Rate:
19.64% p.a.
Annual Fee:
$24
Intro purchase rate offer:
7.89% for 6 months then 19.64%

Compare card

> Apply Online
Low Fee credit card
Commonwealth Bank Low Fee credit card

Purchase Rate:
19.74% p.a.
Cash Advance Rate:
21.24% p.a.
Annual Fee:
$29
Special offers: $0 annual fee for the first year and each year you spend $1,000 or more in the previous year.

Compare card

> Apply Online
Visa Silver
BankVic Visa Silver

Purchase Rate:
11.95% p.a.
Cash Advance Rate:
11.95% p.a.
Annual Fee:
$0
Balance transfer offer:
6.99% for 6 months then 11.95%
Intro purchase rate offer:
6.99% for 6 months then 11.95%

Compare card

> Apply Online
Light Visa Credit Card
Holiday Coast CU Light Visa Credit Card

Purchase Rate:
11.99% p.a.
Cash Advance Rate:
18.99% p.a.
Annual Fee:
$25
Balance transfer offer:
0% for 6 months then 18.99%

Compare card

> Apply Online
Vertigo Platinum Card
BankSA Vertigo Platinum Card

Purchase Rate:
12.74% p.a.
Cash Advance Rate:
21.49% p.a.
Annual Fee:
$99
Balance transfer offer:
0% for 12 months then 12.74%
Intro purchase rate offer:
0% for 6 months then 12.74%
Special offers: $0 annual fee for the first year for existing BankSA customers.

Compare card

> Apply Online
Vertigo Platinum Card
St.George Bank Vertigo Platinum Card

Purchase Rate:
12.74% p.a.
Cash Advance Rate:
21.49% p.a.
Annual Fee:
$99
Balance transfer offer:
0% for 12 months then 12.74%
Intro purchase rate offer:
0% for 6 months then 12.74%
Special offers: $0 annual fee for the first year for existing St.George customers.

Compare card

> Apply Online
Compare NAB Premium Card
HomeCredit CardsNAB › Premium Card
Compare 171 credit cards from 62 trusted issuers including...
compare american express credit cardscompare anz credit cardscompare banksa credit cardscompare citibank credit cardscompare coles credit cardscompare commbank credit cardscompare hsbc credit cardscompare nab cardscompare st.george bank credit cardscompare virgin money credit cardscompare westpac credit cards
The advice given on this site is general and has not taken into account your objectives, financial situation or needs. This website is an informational service and by browsing the website or using our comparison tools, you are asking Uncover to provide you with information about products from multiple financial institutions. The information and products contained on this website do not constitute recommendations or suggestions to purchase or apply for any particular product. Consider whether this advice is right for you. If you are considering acquiring any financial product you should obtain and read the relevant Product Disclosure Statement or other offer document prior to making an purchasing decision.