Rates and fees information correct as of March 1st 2017.
Benefits & Features of the NAB Premium Card
Get everything you'd expect from an everyday credit card, plus the benefits of platinum.
Enjoy premium service - Your own 24 hour, 7 day personal assistant for travel and lifestyle services with NAB Platinum Concierge Service.
Visa Front Line Access - Reserve tickets to some of the biggest events before they go on sale to the general public.
Plus enjoy premium service - Your own 24 hour, 7 day personal assistant for travel and lifestyle services—NAB Platinum Concierge Service. VIP Lost Card Cover (complimentary for the first 12 months).
Protection with insurance - Access to seven complimentary insurances.
Overseas Travel Insurance - Spend at least $500 of your prepaid transportation, accommodation, and/or land tour costs on your NAB Premium Card prior to commencing your trip and you could be covered for travel cancellation, overseas medical expenses, lost luggage or travel documents.
Transport Accident Insurance - Pay for your conveyance costs in full on your NAB Premium Card and you could have cover if you, your accompanying spouse or dependent children die or are seriously injured in an accident while travelling as a passenger.
Interstate Flight Inconvenience Insurance - Pay for your return interstate airfares in full on your NAB Premium Card prior to departure and you could be covered if your luggage is lost or delayed, or if you have to cancel or change an interstate flight due to serious illness, injury or death. You also may be covered for the rental vehicle insurance excess if you rent a car.
Domestic Hotel Burglary Insurance - Pay for or secure 100% of your hotel accommodation costs on your NAB Premium Card and you could be reimbursed up to $2,500 for loss of, or damage to, personal items due to burglary of your hotel/motel in Australia during a trip.
Purchase Protection Insurance - You could be covered if new items you bought on your NAB Premium Card are lost, stolen or accidentally damaged within 90 days of the date of purchase.
Extended Warranty Insurance - Buy a new domestic appliance in Australia on your NAB Premium Card and you could receive an extension of its original Australian manufacturer's warranty for up to 12 months.
Price Protection Insurance - Shop with confidence on your NAB Premium Card within Australia knowing you could be reimbursed the difference between the price you paid for a new item and a lower printed advertised price for the same item.
The NAB Premium Card also comes with these great benefits;
Fraud protection: NAB Defence detects fraudulent transactions. If fraud occurs, we'll give back all your money.
Online security: Verified by Visa reduces online fraud by confirming your identity with a password.
Another card? Add an additional cardholder at no extra cost.
Emergency assistance: We're here for you 24/7 if your credit card is lost or stolen.
Contactless payments: Make payments under $100 by tapping your credit card.
Rates and Fees:
Purchase Interest Rate
Cash Advance Rate
Balance Transfer Fee
There is no balance transfer fee.
2% or $25 which ever is greater
Late Payment Fee
Balance Transfer Offers 0% for 24 months
with a revert rate of 19.74% p.a.
Introductory Purchase Rate Offers No offers
Other Special Offers Currently no special offers.
Balance Transfer Offers
0% for 24 months with a revert rate of 19.74% p.a.
Introductory Purchase Rate Offers
Other Special Offers
Currently no special offers.
Max Interest Free Days
Up to 180 days International
Price guarantee scheme, Extended warranty, VIP Seating & more
Currency Conversion Fee
OS ATM Charges
$2.5 or 2% the higher of
Est ATM Cost
$15.00 for AU$300 withdrawal
Minimum Credit Limit
Maximum Credit Limit
Security & Protection
The NAB Premium Card has the 64th highest interest rate of 19.74% (6 others have the same) and the 29th highest cash advance rate at 21.74% (26 others have the same) compared to 171 other credit cards. 106 cards have a lower annual fee than $90 (1 other has the same) and 53 have a lower or the same late payment fee of $9.
From NAB site:
You deserve a little bit more. Get everything you’d expect from an everyday credit card, plus the benefits of platinum.
Download Key Facts Sheet* ⇣Go to Site ⇢
* Key fact sheet is downloaded from NAB website. (PDF, 137KB)Apply Online ⇢ Compare Credit Card