Rates and fees information correct as of March 1st 2017.
Benefits & Features of the NAB Low Rate Card
Spend your money on everyday purchases with our lowest rate card.
Save on interest - Enjoy our lowest everyday purchase rate.
Have more time to pay - Get up to 55 days interest free if you pay your closing balance by the due date each month.
Enjoy special offers with Visa - Special offers on shows, events, experiences and movies from Visa Entertainment.
Add a loved one as an additional cardholder at no extra cost. Just remember you're still responsible for the card.
The NAB Low Rate Card also comes with these great benefits;
Fraud protection: NAB Defence detects fraudulent transactions. If fraud occurs, we'll give back all your money.
Online security: Verified by Visa reduces online fraud by confirming your identity with a password.
Another card? Add an additional cardholder at no extra cost.
Emergency assistance: We're here for you 24/7 if your credit card is lost or stolen.
Contactless payments: Make payments under $100 by tapping your credit card.
Rates and Fees:
Purchase Interest Rate
Cash Advance Rate
Balance Transfer Fee
There is a balance transfer fee of 3%.
2% or $25 which ever is greater
Late Payment Fee
Balance Transfer Offers 0% for 18 months
with a revert rate of 21.74% p.a.
Introductory Purchase Rate Offers No offers
Other Special Offers Currently no special offers.
Balance Transfer Offers
0% for 18 months with a revert rate of 21.74% p.a.
Introductory Purchase Rate Offers
Other Special Offers
Currently no special offers.
Max Interest Free Days
Currency Conversion Fee
OS ATM Charges
$2.5 or 2% the higher of
Est ATM Cost
$15.00 for AU$300 withdrawal
Minimum Credit Limit
Maximum Credit Limit
Security & Protection
Protection against fraud with NAB Defence. Shop with confidence online with Verified by Visa.
The NAB Low Rate Card has the 66th lowest interest rate of 13.99% and the 29th highest cash advance rate at 21.74% (26 others have the same) compared to 171 other credit cards. 81 cards have a lower annual fee than $59 (9 have the same) and 53 have a lower or the same late payment fee of $9.
From NAB site:
Spend your money on things that matter more and less on your credit card's interest. Enjoy our lowest rate on everyday purchases.
Download Key Facts Sheet* ⇣Go to Site ⇢
* Key fact sheet is downloaded from NAB website. (PDF, 137KB)Apply Online ⇢ Compare Credit Card