HomeCredit CardsHSBC › Credit Card

Rates and fees information correct as of March 1st 2017.

Benefits & Features of the HSBC Credit Card

Access to exclusive offers and special privileges with over 27,000 selected partners in Australia and overseas with the home&Away Privilege Program.

Rates and Fees:
Purchase Interest Rate
13.25% p.a.
Cash Advance Rate
21.99% p.a.
Annual Fee
$55
Balance Transfer Fee
There is no balance transfer fee.
Minimum Repayments
3% or $30 whichever is higher
Late Payment Fee
$30
Special Offers:

Balance Transfer Offers
0% for 15 months with a revert rate of 21.99% p.a.
Introductory Purchase Rate Offers
No offers
Other Special Offers
Currently no special offers.

Rewards:
Rewards Available
Perks:
Max Interest Free Days
55
Travel Insurance
VIP Treatment
Overseas Spending:
Currency Conversion Fee
3%
OS ATM Charges
$2.5 or 2% the higher of
Est ATM Cost
$15.00 for AU$300 withdrawal
Credit Limits:
Minimum Credit Limit
$1,000
Maximum Credit Limit
No Limit
Security:
Security & Protection
Quick Comparison:

The HSBC Credit Card has the 61st lowest interest rate of 13.25% and the 4th highest cash advance rate at 21.99% (21 others have the same) compared to 171 other credit cards. 73 cards have a lower annual fee than $55 (6 have the same) and 163 have a lower or the same late payment fee of $30.

From HSBC site:

The credit card that provides real value. There's $0 annual fee to be paid for the life of the card, but you get access to discounts courtesy of the home&Away Privilege Program.
Download Key Facts Sheet* ⇣Go to Site ⇢

* Key fact sheet is downloaded from HSBC website. (PDF, 71KB)

Apply Online ⇢ Compare Credit Card
About HSBC:

HSBC Holdings plc is a British-based multinational banking and financial services company headquartered in London, United Kingdom. It is the world's fourth largest bank by total assets, with total assets of US$2.67 trillion. It was established in its present form in London in 1991 by The Hongkong and Shanghai Banking Corporation Limited to act as a new group holding company. The origins of the bank lie mainly in Hong Kong and to a lesser extent in Shanghai, where branches were first opened in 1865. The HSBC name is derived from the initials of the Hongkong and Shanghai Banking Corporation. The company was first formally incorporated in 1866. The company continues to see both the United Kingdom and Hong Kong as its "home markets".

More about HSBC from Wikipedia

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Purchase Rate:
13.24% p.a.
Cash Advance Rate:
21.24% p.a.
Annual Fee:
$59
Special offers: You could win a $5,000 Flight Centre gift card. Simply apply for a new CommBank credit card by 30 April 2017 and activate your card for a chance to win.*

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Woolworths Employees CU Visa Credit Card

Purchase Rate:
13.45% p.a.
Cash Advance Rate:
13.45 p.a.
Annual Fee:
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Essential Credit Card
American Express Essential Credit Card

Purchase Rate:
14.99% p.a.
Cash Advance Rate:
N/A p.a.
Annual Fee:
$0
Balance transfer offer:
0% for 12 months then 14.99%
Special offers: Receive a $50 credit when you apply online, are approved and spend $750 on your new Card within the first 3 months of Card Membership.

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Visa Card
SERVICE ONE Alliance Bank Visa Card

Purchase Rate:
15.25% p.a.
Cash Advance Rate:
15.25% p.a.
Annual Fee:
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Qantas Premium Card
American Express Qantas Premium Card

Purchase Rate:
20.74% p.a.
Cash Advance Rate:
N/A p.a.
Annual Fee:
$249
Balance transfer offer:
0% for 12 months then 20.74% + 1% handling fee
Special offers: Earn 30,000 bonus Qantas Points when you apply, are approved and meet the spend criteria. This introductory offer is available to new American Express Card Members only.

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Qantas Discovery Card
American Express Qantas Discovery Card

Purchase Rate:
20.74% p.a.
Cash Advance Rate:
N/A p.a.
Annual Fee:
$0
Balance transfer offer:
0% for 12 months then 20.74% + 1% handling fee
Special offers: Earn 7,500 bonus Qantas Points when you apply, are approved and meet the spend criteria. This introductory offer is available to new American Express Card Members only.

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Compare HSBC Credit Card
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