HomeCredit CardsHorizon Credit Union › Visa Credit Card

Rates and fees information correct as of March 1st 2017.

Benefits & Features of the Horizon Credit Union Visa Credit Card

Same interest rate for purchases and cash advances. payWave facility.

Rates and Fees:
Purchase Interest Rate
12.95% p.a.
Cash Advance Rate
12.95% p.a.
Annual Fee
$0
Balance Transfer Fee
There is no balance transfer fee.
Minimum Repayments
3%
Late Payment Fee
$0
Special Offers:

Balance Transfer Offers
4.99% for 5 months with a revert rate of 12.95% p.a.
Introductory Purchase Rate Offers
4.99% for 5 months with a revert rate of 12.95% p.a.
Other Special Offers
Currently no special offers.

Rewards:
Rewards Available
Perks:
Max Interest Free Days
45
Travel Insurance
VIP Treatment
Overseas Spending:
Currency Conversion Fee
1.95%
OS ATM Charges
$0
Est ATM Cost
$5.85 for AU$300 withdrawal
Credit Limits:
Minimum Credit Limit
N/A
Maximum Credit Limit
$30,000
Security:
Security & Protection
Quick Comparison:

The Horizon Credit Union Visa Credit Card has the 44th lowest interest rate of 12.95% (1 other has the same) and the 24th lowest cash advance rate at 12.95% (1 other has the same) compared to 171 other credit cards. No other cards have a lower annual fee than $0 (26 have the same) and 17 have a lower or the same late payment fee of $0.

From Horizon Credit Union site:

Accessing funds couldn't be easier with the choice of Horizon VISA Debit Card and VISA Credit Card.
Download Key Facts Sheet* ⇣Go to Site ⇢

* Key fact sheet is link from Horizon Credit Union website. (WEBSITE LINK)

Apply Online ⇢ Compare Credit Card
People compare the Horizon Credit Union Visa Credit Card with...
Vertigo Platinum Card
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Purchase Rate:
12.74% p.a.
Cash Advance Rate:
21.49% p.a.
Annual Fee:
$99
Balance transfer offer:
0% for 12 months then 12.74%
Intro purchase rate offer:
0% for 6 months then 12.74%
Special offers: $0 annual fee for the first year for existing BankSA customers.

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Breeze MasterCard
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Purchase Rate:
12.99% p.a.
Cash Advance Rate:
21.99% p.a.
Annual Fee:
$59
Balance transfer offer:
0% for 21 months then 12.99% ( 2% Balance Transfer Fee applies)

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Low Rate Visa Credit Card
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Purchase Rate:
9.49% p.a.
Cash Advance Rate:
15.49% p.a.
Annual Fee:
$50
Balance transfer offer:
0% for 12 months then 15.99%

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Purchase Rate:
10.99% p.a.
Cash Advance Rate:
10.99% p.a.
Annual Fee:
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Greater Visa Credit Card
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Purchase Rate:
11.95% p.a.
Cash Advance Rate:
11.95% p.a.
Annual Fee:
$40
Special offers: A low $40 annual fee but you pay NO FEE if you spend a minimum of $10,000 annually after the first year

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Visa Credit Card Low Rate
First Option Credit Union Visa Credit Card Low Rate

Purchase Rate:
11.99% p.a.
Cash Advance Rate:
11.99% p.a.
Annual Fee:
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Intro purchase rate offer:
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Compare Horizon Credit Union Visa Credit Card
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