HomeCredit CardsHeritage Bank › Gold Low Rate

Rates and fees information correct as of March 1st 2017.

Benefits & Features of the Heritage Bank Gold Low Rate

Our Gold Low Rate is one of our most popular cards, with no annual fee and a low interest rate, but still lots of great features. Personalise your card with your own photo.

Rates and Fees:
Purchase Interest Rate
11.80% p.a.
Cash Advance Rate
11.80% p.a.
Annual Fee
$0
Balance Transfer Fee
This card has no balance transfer offer. Balance tranfer rate is the interest rate of 11.80%.There is no balance transfer fee.
Minimum Repayments
3.00% of the balance or $30, whichever is greater.
Late Payment Fee
$20
Special Offers:

Balance Transfer Offers
No offers
Introductory Purchase Rate Offers
No offers
Other Special Offers
Currently no special offers.

Rewards:
Rewards Available
Perks:
Max Interest Free Days
0
Travel Insurance
VIP Treatment
Overseas Spending:
Currency Conversion Fee
2.5%
OS ATM Charges
$5
Est ATM Cost
$12.50 for AU$300 withdrawal
Credit Limits:
Minimum Credit Limit
$1,000
Maximum Credit Limit
$75,000
Security:
Security & Protection
Verified by Visa.
Quick Comparison:

The Heritage Bank Gold Low Rate has the 20th lowest interest rate of 11.80% and the 14th lowest cash advance rate at 11.80% compared to 171 other credit cards. No other cards have a lower annual fee than $0 (26 have the same) and 135 have a lower or the same late payment fee of $20.

From Heritage Bank site:

Our Gold Low Rate is one of our most popular cards, with no annual fee and a low interest rate, but still lots of great features.
Download Key Facts Sheet* ⇣Go to Site ⇢

* Key fact sheet is downloaded from Heritage Bank website. (PDF, 271KB)

Apply Online ⇢ Compare Credit Card
About Heritage Bank:

Heritage Bank Limited is Australia's largest mutual bank. Its head office is located in Toowoomba, Queensland, and it operates 61 branches throughout South East Queensland. A historical brand of the bank is the Toowoomba Permanent Building Society.

Heritage has assets exceeding $8.5 billion as at 30 June 2014 and currently employs approximately 700 staff. The bank has 100 retail outlets across southern Queensland, offices in every state capital, and lends to customers around Australia via a national network of mortgage brokers.

More about Heritage Bank from Wikipedia

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Compare Heritage Bank Gold Low Rate
HomeCredit CardsHeritage Bank › Gold Low Rate
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