HomeCredit CardsCitibank › Citi Clear Platinum

Rates and fees information correct as of March 1st 2017.

Benefits & Features of the Citibank Citi Clear Platinum

Benefits of the Citibank Citi Clear Platinum

Free wine every time you dine with the Citibank Dining Program
Complimentary Transit Accident Insurance, Purchase Cover Insurance, Extended Warranty Insurance and Guaranteed Pricing Scheme4.
Get up to 25% off special offers through Citi World Privileges

Qualification

❍ Minimum Income Requirement - $35,000 p.a.
❍ Minimum Age - 18
❍ Additional Cardholders - Up to 4
❍ Additional Cardholder Minimum Age - 16

Manage your Account

Accessibility
❍ Citibank Online
❍ Mobile Banking
❍ CitiPhone banking
❍ ATM
❍ EFTPOS
❍ Over the counter
❍ Visa payWave
❍ Worldwide acceptance at over 22 million locations

Online budgeting tool - Track your expenses and control your finances with our online budgeting tool Citi Alerts Track your account activity with free SMS and email alerts

Payment Methods
❍ Citibank Online
- Automatic Direct Debit (Easi-Pay)
- Funds transfer
- BPAY
❍ CitiPhone Banking
❍ Australia Post

❍ Statement Frequency - Monthly
❍ Statement Delivery - Online e-Statements or by mail
❍ Statement Frequency - Monthly

Privileges

Citibank Dining Program - Free wine every time you dine with the Citibank Dining Program
Personal 24 Hour Concierge Services7 - Yes, please call 1300 369 145
Citi World Privileges8 - Get up to 25% off special offers through Citi World Privileges
VISA Platinum Privileges3 - Experience the best entertainment & offers that are harder for everyday cardholders to obtain.

Security

Fraudshield ® - If we detect any irregular transactions on your Account, we will contact you immediately, even if you are overseas (if we have your contact details). All you need to do is call CitiPhone Banking on 13 24 84 and provide your contact details before you travel.

Peace of mind

Complimentary Transit Accident Insurance - Purchase your overseas travel tickets with your Clear Platinum card and you and your family may receive up to $500,000 if you were to sustain a fatal injury as a passenger whilst travelling.

Complimentary Purchase Cover Insurance - If items are lost, stolen or damaged anywhere in the world within 90 days of purchase on your Clear Platinum card, they may be repaired, replaced, rebuilt or reinstated, free of charge if you make a claim within 21 days.

Complimentary Extended Warranty Insurance - Generally, the manufacturer's warranty period is doubled, up to 12 months, when you purchase items with your Clear Platinum card.

Complimentary Guaranteed Pricing Scheme - Guaranteed Pricing Scheme enables you to receive a refund of the price difference when you purchase in-store and then see the same product advertised at a lower price in a catalogue from a store within 25kms of the store from where the covered products were purchased, you can claim the difference within 60 days if the price difference is greater than $75, up to $500 and the product hasn't been purchased online.

Rates and Fees:
Purchase Interest Rate
14.99% p.a.
Cash Advance Rate
21.74% p.a.
Annual Fee
$99
Balance Transfer Fee
This card has no balance transfer offer. Balance tranfer rate is the cash advance rate of 21.74%.There is no balance transfer fee.
Minimum Repayments
You must pay the Minimum Payment Due by the Payment Due Date each month. The Minimum Payment Due is (rounded up to the nearest dollar): i) the Card Balance if it is less than $30; or ii) the greater of: a) $30; or b) 2.00% of Card Balance; or c) the sum of 1.00% of the Card Balance, Late Payment Fee (if any) and interest charged for that month, plus any Monthly Instalment for that month
Late Payment Fee
$10
Special Offers:

Balance Transfer Offers
No offers
Introductory Purchase Rate Offers
No offers
Other Special Offers
Currently no special offers.

Rewards:
Rewards Available
Perks:
Max Interest Free Days
55
Travel Insurance
VIP Treatment
Price guarantee scheme, Rental vehicle excess insurance, Extended warranty & more
Overseas Spending:
Currency Conversion Fee
3.3%
OS ATM Charges
$5
Est ATM Cost
$14.90 for AU$300 withdrawal
Credit Limits:
Minimum Credit Limit
$6,000
Maximum Credit Limit
$100,000
Security:
Security & Protection
Fraudshield®. Emergency card replacement.
Quick Comparison:

The Citibank Citi Clear Platinum has the 69th lowest interest rate of 14.99% (2 others have the same) and the 29th highest cash advance rate at 21.74% (26 others have the same) compared to 171 other credit cards. 109 cards have a lower annual fee than $99 (12 have the same) and 91 have a lower or the same late payment fee of $10.

From Citibank site:

Save with our low rate credit card.
Download Key Facts Sheet* ⇣Go to Site ⇢

* Key fact sheet is downloaded from Citibank website. (PDF, 28KB)

Apply Online ⇢ Compare Credit Card
About Citibank:

Citibank is the consumer division of financial services multinational Citigroup. Citibank was founded in 1812 as the City Bank of New York, later First National City Bank of New York. The United States is the largest single market with approximately 26% of branches, generating 51% of revenues. Citibank's 983 North American branches are concentrated in major metropolitan areas including New York City, Chicago, Los Angeles, San Francisco, Washington, D.C., and Miami. Latin America markets make up 25% of revenues, Asia 20%, and Europe / Middle East / Africa 4%.

In addition to standard banking transactions, Citibank markets insurance, credit cards, and investment products. Their online services division is among the most successful in the field, claiming about 15 million users.

More about Citibank from Wikipedia

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