Rates and fees information correct as of March 1st 2017.
Benefits & Features of the Bankwest Zero Platinum MasterCard
Zero Platinum MasterCard - Why it's our essential travel credit card?
✓ No foreign transaction fees on online or overseas purchases
✓ Complimentary Credit Card Travel Insurance for you and your family(conditions apply)
✓ No annual fee
✓ Free worldwide emergency card replacement
✓ Minimum credit limit of $6,000
Complimentary Credit Card Travel Insurance
(for the family when you purchase return tickets)
✓ Travel period per trip up to 6 months
✓ Medical & hospital cover unlimited
✓ Loss/damage/theft up to $30,000
✓ Delayed baggage up to $1,200
✓ Car hire insurance excess up to $3,000
✓ Purchase security cover - $125,000 maximum annual claim
(3 months of free insurance against loss, theft or accidental damage on personal goods purchased anywhere in the world)
✓ Purchase extended warranty - up to 12 months
✓ Purchase price guarantee - $1000 maximum claim
If you find a cheaper printed catalogue purchase price within 21 days you can claim the difference (min $75 claim)
✓ Complimentary concierge. - available 24/7
Get access to your own personal assistant to book holidays, restaurants and events etc., plus overseas emergency travel assistance
Rates and Fees:
Purchase Interest Rate
Cash Advance Rate
Balance Transfer Fee
There is no balance transfer fee.
2% of the closing balance or $20.00, unless the closing balance is less than $20.00, in which case, the minimum repayment will be the closing balance.
Late Payment Fee
Balance Transfer Offers 2.99% for 9 months
with a revert rate of 17.99% p.a.
Introductory Purchase Rate Offers No offers
Other Special Offers Currently no special offers.
Balance Transfer Offers
2.99% for 9 months with a revert rate of 17.99% p.a.
Introductory Purchase Rate Offers
Other Special Offers
Currently no special offers.
Max Interest Free Days
Up to 180 days International & Domestic
Price guarantee scheme, Rental vehicle excess insurance, Extended warranty & more
Currency Conversion Fee
OS ATM Charges
$4 or 2% the higher of
Est ATM Cost
$6.00 for AU$300 withdrawal
Minimum Credit Limit
Maximum Credit Limit
Security & Protection
The Bankwest Zero Platinum MasterCard has the 82nd lowest interest rate of 17.99% (1 other has the same) and the 4th highest cash advance rate at 21.99% (21 others have the same) compared to 171 other credit cards. No other cards have a lower annual fee than $0 (26 have the same) and 151 have a lower or the same late payment fee of $25.
From Bankwest site:
Looking for a credit card where you'll pay no annual fee? You've found it. The Zero MasterCard® offers you exactly this.
Download Key Facts Sheet* ⇣Go to Site ⇢
* Key fact sheet is downloaded from Bankwest website. (PDF, 535KB)Apply Online ⇢ Compare Credit Card