HomeCredit CardsANZ › Platinum

Rates and fees information correct as of March 1st 2017.

Benefits & Features of the ANZ Platinum

A 24/7 Personal Concierge - There’s a complimentary Personal Concierge 24 hours a day, to help you with restaurant or hotel bookings, gift ideas, travel recommendations and much more. Complimentary insurance for your shopping. Complimentary insurance when you travel.

Rates and Fees:
Purchase Interest Rate
19.74% p.a.
Cash Advance Rate
21.49% p.a.
Annual Fee
$87
Balance Transfer Fee
There is a balance transfer fee of 3%.
Minimum Repayments
Each month, you are generally required to pay, by the Due Date shown on the relevant Statement of Account, either (a) 2% of the monthly 'Closing Balance' shown on the Statement (or, if the 'Closing Balance' less any overdue amounts exceeds the credit limit, 2% of the credit limit), rounded up to the nearest dollar; or (b) if that amount is less than $25 - the lesser of $25 and the full 'Closing Balance', plus in either case any "Immediately Payable" amount shown on the Statement.
Late Payment Fee
$20
Special Offers:

Balance Transfer Offers
0% for 16 months with a revert rate of 21.49% p.a.
Introductory Purchase Rate Offers
No offers
Other Special Offers
$0 first year annual fee, $87 after that (or $0 if you make $20,000 of eligible purchases in 12 months)

Rewards:
Rewards Available
Perks:
Max Interest Free Days
55
Travel Insurance
Up to 182 days International
VIP Treatment
Price guarantee scheme, Rental vehicle excess insurance, Extended warranty & more
Overseas Spending:
Currency Conversion Fee
3%
OS ATM Charges
$0
Est ATM Cost
$9.00 for AU$300 withdrawal
Credit Limits:
Minimum Credit Limit
$6,000
Maximum Credit Limit
No Limit
Security:
Security & Protection
Shop with extra security and confidence ANZ Falcon™ provides round-the-clock monitoring for suspicious transactions You won't be liable for fraudulent transactions on your ANZ credit card account with ANZ Fraud Money Back GuaranteeSuperscript: 6 Worldwide emergency credit card replacement.
Quick Comparison:

The ANZ Platinum has the 64th highest interest rate of 19.74% (6 others have the same) and the 57th highest cash advance rate at 21.49% (10 others have the same) compared to 171 other credit cards. 102 cards have a lower annual fee than $87 and 135 have a lower or the same late payment fee of $20.

From ANZ site:

A simple everyday credit card with $0 annual fee in the first year plus Overseas Travel and Medical Insurance.
Download Key Facts Sheet* ⇣Go to Site ⇢

* Key fact sheet is downloaded from ANZ website. (PDF, 56KB)

Apply Online ⇢ Compare Credit Card
About ANZ:

The Australia and New Zealand Banking Group Limited, commonly called ANZ, is the fourth largest bank by market capitalisation in Australia, after the Commonwealth Bank, Westpac Banking Corporation and National Australia Bank. Australian operations make up the largest part of ANZ's business, with commercial and retail banking dominating. ANZ is also the largest bank in New Zealand, where the legal entity became known as ANZ National Bank Limited in 2003 and changed to ANZ Bank New Zealand Limited in 2012. From 2003 to 2012 it operated two brands in New Zealand, ANZ and the National Bank of New Zealand. The National Bank brand was retired in 2012, with a number of branches closing and others converting to ANZ branches.

In addition to operations throughout Australia and New Zealand, ANZ also operates in thirty other nations.

ANZ was named the most sustainable bank globally in the 2008 Dow Jones Sustainability Index making it the 2nd year in a row ANZ has been granted the title. In 2007 the title was shared with another Australian bank, Westpac, which had held the title for the previous five years.

ANZ was established on 1 October 1951, when the Bank of Australia merged with the Union Bank of Australia Limited.

More about Australia and New Zealand Banking Group from Wikipedia

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Cash Advance Rate:
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Annual Fee:
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Intro purchase rate offer:
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