HomeCredit CardsANZ › Low Rate Platinum
ANZ

Low Rate Platinum

Rates and fees information correct as of March 1st 2017.

Benefits & Features of the ANZ Low Rate Platinum

If you find yourself paying more than your fair share in interest charges, ANZ Low Rate Platinum has a lower standard interest rate on purchases than many other ANZ credit cards. You could also be eligible for a range of complimentary insurances for extra protection when you shop and travel. A 24/7 Personal Concierge - There’s a complimentary Personal Concierge 24 hours a day, to help you with restaurant or hotel bookings, gift ideas, travel recommendations and much more.

Rates and Fees:
Purchase Interest Rate
11.49% p.a.
Cash Advance Rate
21.74% p.a.
Annual Fee
$99
Balance Transfer Fee
This card has no balance transfer offer. Balance tranfer rate is the interest rate of 11.49%.There is a balance transfer fee of 3%.
Minimum Repayments
Each month, you are generally required to pay, by the Due Date shown on the relevant Statement of Account, either (a) 2% of the monthly 'Closing Balance' shown on the Statement (or, if the 'Closing Balance' less any overdue amounts exceeds the credit limit, 2% of the credit limit), rounded up to the nearest dollar; or (b) if that amount is less than $25 - the lesser of $25 and the full 'Closing Balance', plus in either case any "Immediately Payable" amount shown on the Statement.
Late Payment Fee
$20
Special Offers:

Balance Transfer Offers
No offers
Introductory Purchase Rate Offers
0% for 6 months with a revert rate of 11.49% p.a.
Other Special Offers
$250 back to your new ANZ Low Rate Platinum credit card.

Rewards:
Rewards Available
Perks:
Max Interest Free Days
55
Travel Insurance
Up to 182 days International
VIP Treatment
Price guarantee scheme, Rental vehicle excess insurance, Extended warranty & more
Overseas Spending:
Currency Conversion Fee
3%
OS ATM Charges
$0
Est ATM Cost
$9.00 for AU$300 withdrawal
Credit Limits:
Minimum Credit Limit
$6,000
Maximum Credit Limit
No Limit
Security:
Security & Protection
Shop with extra security and confidence ANZ Falcon™ provides round-the-clock monitoring for suspicious transactions You won't be liable for fraudulent transactions on your ANZ credit card account with ANZ Fraud Money Back GuaranteeSuperscript: 5 Worldwide emergency credit card replacement.
Quick Comparison:

The ANZ Low Rate Platinum has the 12th lowest interest rate of 11.49% (4 others have the same) and the 29th highest cash advance rate at 21.74% (26 others have the same) compared to 171 other credit cards. 109 cards have a lower annual fee than $99 (12 have the same) and 135 have a lower or the same late payment fee of $20.

From ANZ site:

A credit card with a low ongoing interest rate for your everyday purchases plus Overseas Travel and Medical Insurance.
Download Key Facts Sheet* ⇣Go to Site ⇢

* Key fact sheet is downloaded from ANZ website. (PDF, 56KB)

Apply Online ⇢ Compare Credit Card
About ANZ:

The Australia and New Zealand Banking Group Limited, commonly called ANZ, is the fourth largest bank by market capitalisation in Australia, after the Commonwealth Bank, Westpac Banking Corporation and National Australia Bank. Australian operations make up the largest part of ANZ's business, with commercial and retail banking dominating. ANZ is also the largest bank in New Zealand, where the legal entity became known as ANZ National Bank Limited in 2003 and changed to ANZ Bank New Zealand Limited in 2012. From 2003 to 2012 it operated two brands in New Zealand, ANZ and the National Bank of New Zealand. The National Bank brand was retired in 2012, with a number of branches closing and others converting to ANZ branches.

In addition to operations throughout Australia and New Zealand, ANZ also operates in thirty other nations.

ANZ was named the most sustainable bank globally in the 2008 Dow Jones Sustainability Index making it the 2nd year in a row ANZ has been granted the title. In 2007 the title was shared with another Australian bank, Westpac, which had held the title for the previous five years.

ANZ was established on 1 October 1951, when the Bank of Australia merged with the Union Bank of Australia Limited.

More about Australia and New Zealand Banking Group from Wikipedia

People compare the ANZ Low Rate Platinum with...
Value Credit Card
Newcastle Permanent Value Credit Card

Purchase Rate:
11.49% p.a.
Cash Advance Rate:
11.49% p.a.
Annual Fee:
$49
Special offers: Annual Fee waived for Premium Plus Home Loan customers

Compare card

> Apply Online
Value Credit Card
Newcastle Permanent Value Credit Card

Purchase Rate:
11.49% p.a.
Cash Advance Rate:
11.49% p.a.
Annual Fee:
$49
Special offers: Annual Fee waived for Premium Plus Home Loan customers

Compare card

> Apply Online
Visa Platinum
Victoria Teachers Mutual Bank Visa Platinum

Purchase Rate:
9.99% p.a.
Cash Advance Rate:
19.99% p.a.
Annual Fee:
$84

Compare card

> Apply Online
True Blue Credit Card
Defence Bank True Blue Credit Card

Purchase Rate:
11.74% p.a.
Cash Advance Rate:
11.74% p.a.
Annual Fee:
$45
Balance transfer offer:
3.99% for 6 months then 11.74%
Intro purchase rate offer:
3.99% for 6 months then 11.74%

Compare card

> Apply Online
Gold Low Rate
Heritage Bank Gold Low Rate

Purchase Rate:
11.80% p.a.
Cash Advance Rate:
11.80% p.a.
Annual Fee:
$0

Compare card

> Apply Online
Value
Hume Bank Value

Purchase Rate:
11.95% p.a.
Cash Advance Rate:
17.95% p.a.
Annual Fee:
$0

Compare card

> Apply Online
Compare ANZ Low Rate Platinum
HomeCredit CardsANZ › Low Rate Platinum
Compare 171 credit cards from 62 trusted issuers including...
compare american express credit cardscompare anz credit cardscompare banksa credit cardscompare citibank credit cardscompare coles credit cardscompare commbank credit cardscompare hsbc credit cardscompare nab cardscompare st.george bank credit cardscompare virgin money credit cardscompare westpac credit cards
The advice given on this site is general and has not taken into account your objectives, financial situation or needs. This website is an informational service and by browsing the website or using our comparison tools, you are asking Uncover to provide you with information about products from multiple financial institutions. The information and products contained on this website do not constitute recommendations or suggestions to purchase or apply for any particular product. Consider whether this advice is right for you. If you are considering acquiring any financial product you should obtain and read the relevant Product Disclosure Statement or other offer document prior to making an purchasing decision.