Rates and fees information correct as of March 1st 2017.
Benefits & Features of the ANZ Frequent Flyer Black
Our highest Qantas Points earning potential We’ve made it even easier for you to earn Qantas Points. Maximise your point-earning potential with two cards on one account: earn more points when using your ANZ Frequent Flyer Black American Express® card and enjoy the convenience of 36 million locations around the world when using your ANZ Frequent Flyer Black Visa card. Frequent Flyer Black Rewards Points ANZ Frequent Flyer Black American Express 1.5 Qantas Points per $1 spent on eligible purchases ANZ Frequent Flyer Black Visa 0.75 Qantas Points per $1 spent on eligible purchases There’s no cap to the number of Qantas Points you can earn with ANZ Frequent Flyer Black. You could also earn 1 additional point per $1 spent on selected Qantas products and services in Australia.
Rates and Fees:
Purchase Interest Rate
Cash Advance Rate
Balance Transfer Fee
This card has no balance transfer offer. Balance tranfer rate is the interest rate of 19.99%.There is no balance transfer fee.
Each month, you are generally required to pay, by the Due Date shown on the relevant Statement of Account, either (a) 2% of the monthly 'Closing Balance' shown on the Statement (or, if the 'Closing Balance' less any overdue amounts exceeds the credit limit, 2% of the credit limit), rounded up to the nearest dollar; or (b) if that amount is less than $25 - the lesser of $25 and the full 'Closing Balance', plus in either case any "Immediately Payable" amount shown on the Statement.
Late Payment Fee
Balance Transfer Offers No offers
Introductory Purchase Rate Offers No offers
Other Special Offers 75,000 Qantas Points when you spend $2500 on purchases within first 3 months (until further notice)
Balance Transfer Offers
Introductory Purchase Rate Offers
Other Special Offers
75,000 Qantas Points when you spend $2500 on purchases within first 3 months (until further notice)
Points Per Dollar Spent
0.75 - N/A
Annual Flights Earned
5.6 SYD-MEL return flights
Value of Rewards
Max Interest Free Days
Up to 182 days International
Price guarantee scheme, Rental vehicle excess insurance, Extended warranty & more
Currency Conversion Fee
OS ATM Charges
Est ATM Cost
$15.00 for AU$300 withdrawal
Minimum Credit Limit
Maximum Credit Limit
Security & Protection
Shop with extra security and confidence ANZ Falcon™ provides round-the-clock monitoring for suspicious transactions You won't be liable for fraudulent transactions on your ANZ credit card account with ANZ Fraud Money Back GuaranteeSuperscript: 6 Worldwide emergency credit card replacement.
The ANZ Frequent Flyer Black has the 47th highest interest rate of 19.99% (14 others have the same) and the 57th highest cash advance rate at 21.49% (10 others have the same) compared to 171 other credit cards. 168 cards have a lower annual fee than $425 and 135 have a lower or the same late payment fee of $20.
From ANZ site:
Our most rewarding Qantas experience with uncapped Qantas Points earning, Qantas Club privileges, access to exclusive events and travel benefits.
Download Key Facts Sheet* ⇣Go to Site ⇢
* Key fact sheet is downloaded from ANZ website. (PDF, 56KB)Apply Online ⇢ Compare Credit Card