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Top 30 Most Compared Credit Cards
Low Rate Visa Credit Card
Community First Credit Union Low Rate Visa Credit Card

Purchase Rate:
8.99% p.a.
Cash Advance Rate:
8.99% p.a.
Annual Fee:
$40
Balance transfer offer:
3.99% for 6 months then 8.99%
Intro purchase rate offer:
3.99% for 6 months then 8.99%

From Community First Credit Union: Unlike other card providers who can charge you as much as 22% for cash advances, we charge you the same low rate on cash advances, retail purchases and balance transfers.


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McGrath Pink Visa
Community First Credit Union McGrath Pink Visa

Purchase Rate:
8.99% p.a.
Cash Advance Rate:
8.99% p.a.
Annual Fee:
$40
Balance transfer offer:
3.99% for 6 months then 8.99%
Intro purchase rate offer:
3.99% for 6 months then 8.99%

From Community First Credit Union: We have two different credit card choices. Both cards have the same features and benefits, however if you choose the McGrath Pink Visa card, we'll donate half the annual fee to the McGrath Foundation every year you hold the card. The money raised will go towards helping women with breast cancer and their families.


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Low Rate Visa Credit Card
Bank Australia Low Rate Visa Credit Card

Purchase Rate:
9.39% p.a.
Cash Advance Rate:
9.39% p.a.
Annual Fee:
$59

From Bank Australia: A low rate credit card is perfect for people who don't pay off their credit card balance each month. If this sounds like you, then our Low Rate Visa Credit Card could save you money.


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Low Rate Visa Credit Card
G&C Mutual Bank Low Rate Visa Credit Card

Purchase Rate:
9.49% p.a.
Cash Advance Rate:
15.49% p.a.
Annual Fee:
$50
Balance transfer offer:
0% for 12 months then 15.49%

From G&C Mutual Bank: The G&C Mutual Bank Low Rate Credit Card is a great value, particularly if you don't pay off your balance each month and want to minimise the amount of interest you pay. The card features one of the lowest ongoing purchase rates in the market at 9.49% p.a. and also includes 0% p.a. on balance transfers for 12 months when you bring the balances over from a non-G&C Mutual Bank credit card or store card.


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Visa Platinum
Victoria Teachers Mutual Bank Visa Platinum

Purchase Rate:
9.99% p.a.
Cash Advance Rate:
19.99% p.a.
Annual Fee:
$84

From Victoria Teachers Mutual Bank: Enjoy a Credit Card with added Visa Platinum privileges, a low interest rate and easy access to funds.


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Low Rate Visa Credit Card
SCU Low Rate Visa Credit Card

Purchase Rate:
10.49% p.a.
Cash Advance Rate:
10.49% p.a.
Annual Fee:
$30

From SCU: The low interest rate will help to minimise your credit card balance and if you don’t pay off your card balance in full each month, a low interest rate could save you lots of money in the long run.


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Visa Credit Card
Credit Union SA Visa Credit Card

Purchase Rate:
10.49% p.a.
Cash Advance Rate:
10.49% p.a.
Annual Fee:
$39
Balance transfer offer:
0% for 6 months then 10.49%

From Credit Union SA: Attractive, low maintenance and an easy way to make your purchases


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Visa Credit Card
Police Bank Visa Credit Card

Purchase Rate:
10.76% p.a.
Cash Advance Rate:
10.76% p.a.
Annual Fee:
$20
Balance transfer offer:
0% for 12 months then 10.76%
Special offers: Annual fee waived for the first year.

From Police Bank: Low competitive interest rate of 10.76% p.a.


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Low Rate Visa Credit Card
ECU Australia Low Rate Visa Credit Card

Purchase Rate:
10.95% p.a.
Cash Advance Rate:
10.95% p.a.
Annual Fee:
$48

From ECU Australia: Our Low Rate Visa Credit Card is another product designed to help meet your financial needs, without the high fees and charges.


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Visa Credit Card
Select Credit Union Visa Credit Card

Purchase Rate:
10.99% p.a.
Cash Advance Rate:
10.99% p.a.
Annual Fee:
$30

From Select Credit Union: A credit card can assist you in those times when you just don't have the cash on hand. Take care of any unexpected finances, use your card overseas or make purchases over the telephone or online.


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Low Rate Visa Credit Card
ADCU Low Rate Visa Credit Card

Purchase Rate:
10.99% p.a.
Cash Advance Rate:
10.99% p.a.
Annual Fee:
$49
Balance transfer offer:
0% for 12 months then 10.99%

From ADCU: With a low annual fee and a low ongoing interest rate for purchases, the Low Rate Visa Credit Card is the only credit card you'll ever need.


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Value Credit Card
Newcastle Permanent Value Credit Card

Purchase Rate:
11.49% p.a.
Cash Advance Rate:
11.49% p.a.
Annual Fee:
$49
Special offers: Annual Fee waived for Premium Plus Home Loan customers

From Newcastle Permanent: Our Value+ Credit Card combines all the benefits of Visa with a competitive, low interest rate.


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Home Loan Visa Credit Card
Hunter United Home Loan Visa Credit Card

Purchase Rate:
11.49% p.a.
Cash Advance Rate:
16.49% p.a.
Annual Fee:
$59
Special offers: Product only available to Hunter United Home Loan Borrowers

From Hunter United: As a Hunter United home loan customer, you’ll receive a loyalty discount on your credit card interest rate.


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Visa Classic
P&N Bank Visa Classic

Purchase Rate:
11.49% p.a.
Cash Advance Rate:
19.99% p.a.
Annual Fee:
$40

From P&N Bank: If you’re looking for a low rate credit card, choose our Visa Classic Credit Card. You’ll enjoy all the flexibility of a Visa card, combined with a low annual fee, low interest rates on purchases with an interest-free period to help you manage your account.


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Visa Platinum
P&N Bank Visa Platinum

Purchase Rate:
11.49% p.a.
Cash Advance Rate:
19.99% p.a.
Annual Fee:
$80

From P&N Bank: Our Visa Platinum Credit Card is an affordable, low rate credit card with a suite of complementary insurance plans and Platinum services, such as 24-hour concierge service. Platinum cardholders also have access to special lifestyle, entertainment and travel privileges through Visa Premium.


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Teachers Credit Card
Teachers Mutual Bank Teachers Credit Card

Purchase Rate:
11.50% p.a.
Cash Advance Rate:
11.50% p.a.
Annual Fee:
$0
Balance transfer offer:
7.90% for 6 months then 11.50%
Intro purchase rate offer:
7.90% for 6 months then 11.50%

From Teachers Mutual Bank: With an introductory rate of just 7.90%*, our multi-award winning Teachers Credit card is designed to help you save money.


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Visa Credit Card
UniBank Visa Credit Card

Purchase Rate:
11.50% p.a.
Cash Advance Rate:
11.50% p.a.
Annual Fee:
$0
Balance transfer offer:
7.90% for 6 months then 11.50%
Intro purchase rate offer:
7.90% for 6 months then 11.50%

From UniBank: Low interest, no annual fee Credit card. With an introductory rate of just 7.90%, our Credit card is designed to help you save money.


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True Blue Credit Card
Defence Bank True Blue Credit Card

Purchase Rate:
11.74% p.a.
Cash Advance Rate:
11.74% p.a.
Annual Fee:
$45
Balance transfer offer:
3.99% for 6 months then 11.74%
Intro purchase rate offer:
3.99% for 6 months then 11.74%

From Defence Bank: Super low interest, greater control


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Gold Low Rate
Heritage Bank Gold Low Rate

Purchase Rate:
11.80% p.a.
Cash Advance Rate:
11.80% p.a.
Annual Fee:
$0

From Heritage Bank: Our Gold Low Rate is one of our most popular cards, with no annual fee and a low interest rate, but still lots of great features.


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Visa Silver
BankVic Visa Silver

Purchase Rate:
11.95% p.a.
Cash Advance Rate:
11.95% p.a.
Annual Fee:
$0
Balance transfer offer:
0% N/A
Intro purchase rate offer:
6.99% for 6 months then 11.95%

From BankVic: Our award-winning 5-star Canstar rated Visa Silver credit card allows you to take advantage of a six month introductory fixed rate of just 6.99%pa, reverting to an ongoing variable interest rate currently at 11.95%pa.


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Greater Visa Credit Card
Greater Building Society Greater Visa Credit Card

Purchase Rate:
11.95% p.a.
Cash Advance Rate:
11.95% p.a.
Annual Fee:
$40
Special offers: A low $40 annual fee but you pay NO FEE if you spend a minimum of $10,000 annually after the first year

From Greater Building Society: Keeping an eye on your money can be a hassle. So it’s nice to know with the right Credit Card, you’ll never be caught short. We think you deserve a card that not only gives you peace of mind of access to credit, but also a great rate, low fees, industry-leading security and convenience.


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Value
Hume Bank Value

Purchase Rate:
11.95% p.a.
Cash Advance Rate:
17.95% p.a.
Annual Fee:
$0

From Hume Bank: Enjoy the benefits of a straight forward credit card with a low rate and no annual fee. An ideal card if you don’t pay your balance each month.


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Low Rate Credit Card
Virgin Money Low Rate Credit Card

Purchase Rate:
11.99% p.a.
Cash Advance Rate:
21.69% p.a.
Annual Fee:
$99
Balance transfer offer:
0% for 6 months then 21.69% + 2% handling fee

From Virgin Money: Our Low Rate credit card is about as low as you can go. It has one of the lowest, ongoing variable purchase rates in the market. Plus, a low-balance transfer rate to help you control your money and save on interest. That’s why we rate it so highly!


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frank credit card
ME Bank frank credit card

Purchase Rate:
11.99% p.a.
Cash Advance Rate:
11.99% p.a.
Annual Fee:
$0

From ME Bank: frank is the first low rate credit card with nothing to hide.


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Visa credit Card
Hunter United Visa credit Card

Purchase Rate:
11.99% p.a.
Cash Advance Rate:
16.99% p.a.
Annual Fee:
$59
Balance transfer offer:
0% for 3 months then 11.99%

From Hunter United: Enjoy one of Australia's lowest ongoing rate Visa cards.


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Visa Credit Card Low Rate
First Option Credit Union Visa Credit Card Low Rate

Purchase Rate:
11.99% p.a.
Cash Advance Rate:
11.99% p.a.
Annual Fee:
$18

From First Option Credit Union: First Option’s 'Low Rate' Visa Credit Card is a traditional credit card, providing you with an additional line of credit beyond your own savings. A credit card can assist with any unexpected finances, be used overseas, or for telephone/internet purchases. Your line of credit is ongoing and offered at a competitive low interest rate.


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Light Visa Credit Card
Holiday Coast CU Light Visa Credit Card

Purchase Rate:
11.99% p.a.
Cash Advance Rate:
18.99% p.a.
Annual Fee:
$25
Balance transfer offer:
0% for 6 months then 18.99%

From Holiday Coast CU: Make treating yourself easy with a Light Visa Credit Card from Holiday Coast Credit Union. With the Light Visa Credit Card you can expect the best of both worlds: credit at an affordable rate supported by the personal service that you already recieve from our friendly staff.


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Low Rate Card
Big Sky Building Society Low Rate Card

Purchase Rate:
11.99% p.a.
Cash Advance Rate:
18.99% p.a.
Annual Fee:
$29

From Big Sky Building Society: Visa Low Rate Credit Card.


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Low Rate Card
Summerland CU Low Rate Card

Purchase Rate:
11.99% p.a.
Cash Advance Rate:
20.49% p.a.
Annual Fee:
$49
Balance transfer offer:
0% for 9 months then 11.99%
Special offers: $49 annual fee waived for the first year

From Summerland CU: With a lower interest rate and lower annual fee, this card will help you minimise interest on your purchases.


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Visa Classic
Bank of Sydney Visa Classic

Purchase Rate:
11.99% p.a.
Cash Advance Rate:
19.49% p.a.
Annual Fee:
$49
Balance transfer offer:
0% for 6 months then 11.99%
Intro purchase rate offer:
6.99% for 6 months then 11.99%

From Bank of Sydney: Our VISA Classic Credit Card is our pass to a select world. We offer you a market leading reward program along with a host of opportunities.


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The advice given on this site is general and has not taken into account your objectives, financial situation or needs. This website is an informational service and by browsing the website or using our comparison tools, you are asking Uncover to provide you with information about products from multiple financial institutions. The information and products contained on this website do not constitute recommendations or suggestions to purchase or apply for any particular product. Consider whether this advice is right for you. If you are considering acquiring any financial product you should obtain and read the relevant Product Disclosure Statement or other offer document prior to making an purchasing decision.