Compare Credit Cards
Comparing 179 credit card interest rates and deals!

Compare 179 credit cards from 64 trusted issuers & uncover the best deal!

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Compare Credit Card Rates & Offers

Compare credit cards from the big 4 banks - NAB, ANZ, CommBank and Westpac plus 60 other trusted issuers including smaller banks and credit unions. Simply select compare next to the credit cards your interested in and view your selections side by side using our compare tool. Get other credit card suggestions with similar features to help you find the right one.

We allow you to choose from 179 credit cards and display all the features and benefits for each including special offers, balance transfer offers and introductory purchase rate offers. Find the perfect credit card by comparing interest rates, cash advance rates, rewards, annual fees & more!

Below you can view 50 of the most popular credit cards at Uncover including low interest rate cards, no annual fee cards, cards with the best 0% balance transfer offers, reward cards and cards with special offers.

Rates and fees information correct as of 1 August 2016.

Top 10 credit cards with the lowest interest rate
Visa Credit Card
Our Visa Credit card is just another way that we can give you all the value you expect from us – personalised service, a range of great products, low fees and charges, and of course, plenty of options.
Interest rate: 7.99% p.a.
Cash advance rate: 7.99% p.a.
Annual fee: $36
Low Rate Visa Credit Card
Unlike other card providers who can charge you as much as 22% for cash advances, we charge you the same low rate on cash advances, retail purchases and balance transfers.
Interest rate: 8.99% p.a.
Cash advance rate: 8.99% p.a.
Annual fee: $40
McGrath Pink Visa
We have two different credit card choices. Both cards have the same features and benefits, however if you choose the McGrath Pink Visa card, we'll donate half the annual fee to the McGrath Foundation every year you hold the card. The money raised will go towards helping women with breast cancer and their families.
Interest rate: 8.99% p.a.
Cash advance rate: 8.99% p.a.
Annual fee: $40
Breeze MasterCard
Bankwest Breeze MasterCard
Interest rate: 8.99% p.a.
Cash advance rate: 21.99% p.a.
Annual fee: $89
Breeze Gold MasterCard
Bankwest Breeze Gold MasterCard
Interest rate: 8.99% p.a.
Cash advance rate: 21.99% p.a.
Annual fee: $89
Breeze Platinum MasterCard
Bankwest Breeze Platinum MasterCard
Interest rate: 8.99% p.a.
Cash advance rate: 21.99% p.a.
Annual fee: $99
Low Rate Visa Credit Card
A low rate credit card is perfect for people who don't pay off their credit card balance each month. If this sounds like you, then our Low Rate Visa Credit Card could save you money.
Interest rate: 9.39% p.a.
Cash advance rate: 9.39% p.a.
Annual fee: $59
Low Rate Mastercard
The credit card with an everyday low interest rate of 9.99% p.a. on purchases. Plus, collect flybuys points when you shop at Coles Supermarkets.
Interest rate: 9.99% p.a.
Cash advance rate: 19.99% p.a.
Annual fee: $49
frank credit card
frank is the first low rate credit card with nothing to hide.
Interest rate: 9.99% p.a.
Cash advance rate: 9.99% p.a.
Annual fee: $0
Titanium 55 Visa Card
Enjoy a competitive interest rate, a high number of interest-free days and a low annual fee – all in one great all-purpose card, our Titanium 55 Visa credit card.
Interest rate: 9.99% p.a.
Cash advance rate: 9.99% p.a.
Annual fee: $46
Top 10 credit cards with no annual fee
frank credit card
frank is the first low rate credit card with nothing to hide.
Interest rate: 9.99% p.a.
Cash advance rate: 9.99% p.a.
Annual fee: $0
Smart Start Credit Card
The Smart Start Credit Card is a low rate Visa Credit Card, designed for 18-24 year olds. Learn to control credit responsibly with a small, manageable credit limit with First Option.
Interest rate: 10.49% p.a.
Cash advance rate: 10.49% p.a.
Annual fee: $0
Teachers Credit Card
With an introductory rate of just 7.90%*, our multi-award winning Teachers Credit card is designed to help you save money.
Interest rate: 11.50% p.a.
Cash advance rate: 11.50% p.a.
Annual fee: $0
Visa Credit Card
Low interest, no annual fee Credit card. With an introductory rate of just 7.90%, our Credit card is designed to help you save money.
Interest rate: 11.50% p.a.
Cash advance rate: 11.50% p.a.
Annual fee: $0
Gold Low Rate
Our Gold Low Rate is one of our most popular cards, with no annual fee and a low interest rate, but still lots of great features.
Interest rate: 11.80% p.a.
Cash advance rate: 11.80% p.a.
Annual fee: $0
Visa Silver
Our award-winning 5-star Canstar rated Visa Silver credit card allows you to take advantage of a six month introductory fixed rate of just 6.99%pa, reverting to an ongoing variable interest rate currently at 11.95%pa.
Interest rate: 11.95% p.a.
Cash advance rate: 11.95% p.a.
Annual fee: $0
Lifestyle Credit Card
Good at managing your finances? Then you'll love our low rate Visa Lifestyle Credit Card giving you a full range of features with lots of added benefits.
Interest rate: 12.34% p.a.
Cash advance rate: 12.34% p.a.
Annual fee: $0
Visa Credit Card
Here's a Visa Credit Card with a competitive rate, no annual fee and up to 55 days interest free.
Interest rate: 12.39% p.a.
Cash advance rate: 12.39% p.a.
Annual fee: $0
Visa Classic
Benefit from an affordable Credit Card, with no annual fee and a low interest rate.
Interest rate: 12.94% p.a.
Cash advance rate: 12.94% p.a.
Annual fee: $0
Visa Credit Card
Accessing funds couldn't be easier with the choice of Horizon VISA Debit Card and VISA Credit Card.
Interest rate: 12.95% p.a.
Cash advance rate: 12.95% p.a.
Annual fee: $0
Top 10 credit cards with 0% balance transfer offers
Low Rate Card
Spend your money on things that matter more and less on your credit card's interest. Enjoy our lowest rate on everyday purchases.
Balance transfer offer: 0% for 15 months then 13.99% + 2% handling fee
Low Rate Visa Credit Card
Low rate. Low stress. If you've been spending more than you thought on your credit card, our award winning Beyond Bank Low Rate Credit Card could be the answer.
Balance transfer offer: 0% for 12 months then 12.49%
Low Fee Card
If you're looking to save a little money upfront, try our lowest annual fee credit card.
Balance transfer offer: 0% for 15 months then 19.74% + 2% handling fee
Premium Card
You deserve a little bit more. Get everything you’d expect from an everyday credit card, plus the benefits of platinum.
Balance transfer offer: 0% for 15 months then 19.74%
flybuys Rewards Card
Get more from your everyday shopping trip. Pay a low annual card fee, collect flybuys rewards and enjoy platinum benefits at no extra cost.
Balance transfer offer: 0% for 15 months then 19.99%
Velocity Rewards Premium Card
Accelerate your Velocity Points and enjoy the extra benefits of platinum.
Balance transfer offer: 0% for 15 months then 19.99%
Low Rate credit card
Our Low Rate credit card provides a low interest purchase rate plus a low annual fee to help trim your credit card costs.
Balance transfer offer: 0% for 18 months then 13.49% + 2% handling fee
55 Day credit card
A straightforward credit card with no annual fee in the first year.
Balance transfer offer: 0% for 16 months then 19.84%
Amplify Card
Reward yourself with more choice.
Balance transfer offer: 0% for 18 months then 19.49%
Platinum
A simple everyday credit card with $0 annual fee in the first year plus Overseas Travel and Medical Insurance.
Balance transfer offer: 0% for 18 months then 19.74% + 3% handling fee
Top 10 credit cards with rewards available
Low Rate Mastercard
The credit card with an everyday low interest rate of 9.99% p.a. on purchases. Plus, collect flybuys points when you shop at Coles Supermarkets.
Rewards: Frequent Flyer, Shopping, Travel or Accomodation
Rewards Value: $551.00 after $49 annual fees
Rewards MasterCard
Apply now for a Coles Rewards MasterCard to enjoy the great rewards and benefits.
Rewards: Frequent Flyer, Shopping, Travel or Accomodation
Rewards Value: $511.00 after $89 annual fees
GO MasterCard
Some purchases can’t wait. Shop smarter when you shop interest free at thousands of retailers with GO MasterCard. GO MasterCard offers all the convenience of an everyday credit card and has no annual fee. Plus with GO MasterCard you get free access to the GO Rewards Program.
Rewards: Shopping, Travel or Accomodation
Rewards Value: $377.19 after $59.4 annual fees
David Jones Card
Rewarding VIP Members
Rewards: Frequent Flyer
Rewards Value: $349.83 after $99 annual fees
Platinum MasterCard
Enjoy premium rewards program and other great features to compliment your lifestyle.
Rewards: Frequent Flyer, Shopping, Cash & more
Rewards Value: $327.11 after $99 annual fees
Platinum Rewards MasterCard
Enjoy platinum advantages and make the most of the rewards and special treatment that come with this MasterCard.
Rewards: Frequent Flyer, Shopping, Cash & more
Rewards Value: $327.11 after $99 annual fees
More Platinum MasterCard
Looking for a credit card where you’ll earn reward points every time you buy groceries, fuel the car, pay bills, or pay for anything on your credit card? You've found it. The More MasterCard offers you exactly this. Collect points fast and redeem them for rewards such as holidays, household items, gift cards at major retailers, and the list goes on.
Rewards: Shopping, Cash, Travel or Accomodation
Rewards Value: $295.65 after $140 annual fees
More MasterCard
Looking for a credit card where you’ll earn reward points every time you buy groceries, fuel the car, pay bills, or pay for anything on your credit card? You've found it. The More MasterCard offers you exactly this. Collect points fast and redeem them for rewards such as holidays, household items, gift cards at major retailers, and the list goes on.
Rewards: Shopping, Cash, Travel or Accomodation
Rewards Value: $256.74 after $70 annual fees
Everyday Platinum Credit Card
Enjoy hundreds of dollars worth of extras and discounts.
Rewards: Shopping
Rewards Value: $251.00 after $49 annual fees
Amplify Card
Reward yourself with more choice.
Rewards: Frequent Flyer, Shopping, Travel or Accomodation
Rewards Value: $248.69 after $79 annual fees
Top 10 credit cards with special offers
Platinum Awards American Express
Earn up to 2.5 Awards points for every dollar you spend and enjoy a host of other benefits from the CommBank Awards Program.
Special Offers: $0 ANNUAL FEE FOR THE FIRST YEAR. - Save $249 when you apply online for a Platinum Awards credit card by 15 September 2016~.
Credit Card
The credit card that provides real value. There's $0 annual fee to be paid for the life of the card, but you get access to discounts courtesy of the home&Away Privilege Program.
Special Offers: $0 Annual Fee for life for new customers
Low Fee credit card
Enjoy up to 55 days interest free on purchases. Plus, $0 annual fee for the first year and each year you spend $1,000 or more in the previous year.
Special Offers: $0 annual fee for the first year and each year you spend $1,000 or more in the previous year.
Low Rate credit card
With an interest rate of 13.49% p.a. on purchases, the Low Rate card is our most popular credit card.
Special Offers: $0 ANNUAL FEE FOR THE FIRST YEAR ON A LOW RATE CARD. Save $59 when you apply online for a Low Rate credit card by 15 September 2016.
Platinum Awards MasterCard
Earn up to 1 Awards points for every dollar you spend and enjoy a host of other benefits from the CommBank Awards Program.
Special Offers: $0 ANNUAL FEE FOR THE FIRST YEAR. - Save $249 when you apply online for a Platinum Awards credit card by 15 September 2016~.
Low Fee Gold credit card
Enjoy up to 55 days interest free on purchases and access to international travel insurance included with your card. Plus, $0 annual fee for the first year and each year you spend $10,000 or more in the previous year.
Special Offers: $0 annual fee for the first year. Plus, $0 annual fee each following year provided you meet certain spend requirements.*
Gold Awards MasterCard
Earn up to 1 Awards points for every dollar you spend, plus other benefits like international travel insurance included with your card.
Special Offers: $0 ANNUAL FEE FOR THE FIRST YEAR. Save $119 when you apply online for a Gold Awards credit card by 15 September 2016~.
Gold Awards American Express
Earn up to 2 Awards points for every dollar you spend, plus other benefits like international travel insurance included with your card.
Special Offers: $0 ANNUAL FEE FOR THE FIRST YEAR. Save $119 when you apply online for a Gold Awards credit card by 15 September 2016~.
Diamond Awards American Express
Earn up to 1 million Awards points a year from the CommBank Awards program.
Special Offers: $0 ANNUAL FEE FOR THE FIRST YEAR. Save $349 when you apply online for a Diamond Awards credit card by 15 September 2016~.
Diamond Awards MasterCard
Earn up to 1 million Awards points a year from the CommBank Awards program.
Special Offers: $0 ANNUAL FEE FOR THE FIRST YEAR. Save $349 when you apply online for a Diamond Awards credit card by 15 September 2016~.
Compare Selected Cards
Uncover helps you compare 179 credit cards from 64 trusted issuers.
What type of credit card are you looking for?
The advice given on this site is general and has not taken into account your objectives, financial situation or needs. This website is an informational service and by browsing the website or using our comparison tools, you are asking Uncover to provide you with information about products from multiple financial institutions. The information and products contained on this website do not constitute recommendations or suggestions to purchase or apply for any particular product. Consider whether this advice is right for you. If you are considering acquiring any financial product you should obtain and read the relevant Product Disclosure Statement or other offer document prior to making an purchasing decision.