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Compare 179 credit cards from 64 trusted issuers including...

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Top 10 low interest rate cards

Purchase Rate:
7.99%

p.a.

Cash Advance Rate:
7.99%

p.a.

Annual Fee:
$36

Balance transfer offer: 0% for 6 months then 7.99%.

Our Visa Credit card is just another way that we can give you all the value you expect from us – personalised service, a range of great products, low fees and charges, and of course, plenty of options.

Purchase Rate:
8.99%

p.a.

Cash Advance Rate:
8.99%

p.a.

Annual Fee:
$40

Balance transfer offer: 8.99% for 6 months then 8.99%.

Unlike other card providers who can charge you as much as 22% for cash advances, we charge you the same low rate on cash advances, retail purchases and balance transfers.

Purchase Rate:
8.99%

p.a.

Cash Advance Rate:
8.99%

p.a.

Annual Fee:
$40

Balance transfer offer: 8.99% for 6 months then 8.99%.

We have two different credit card choices. Both cards have the same features and benefits, however if you choose the McGrath Pink Visa card, we'll donate half the annual fee to the McGrath Foundation every year you hold the card. The money raised will go towards helping women with breast cancer and their families.

Purchase Rate:
8.99%

p.a.

Cash Advance Rate:
21.99%

p.a.

Annual Fee:
$89

Balance transfer offer: 2.99% for 9 months then 8.99%+ 2% handling fee.

Special offers: First year Annual fee waived

Bankwest Breeze MasterCard

Purchase Rate:
8.99%

p.a.

Cash Advance Rate:
21.99%

p.a.

Annual Fee:
$89

Balance transfer offer: 2.99% for 9 months then 8.99%+ 2% handling fee.

Special offers: First year Annual fee waived

Bankwest Breeze Gold MasterCard

Purchase Rate:
8.99%

p.a.

Cash Advance Rate:
21.99%

p.a.

Annual Fee:
$99

Balance transfer offer: 2.99% for 9 months then 8.99%+ 2% handling fee.

Special offers: First year Annual fee waived

Bankwest Breeze Platinum MasterCard

Purchase Rate:
9.39%

p.a.

Cash Advance Rate:
9.39%

p.a.

Annual Fee:
$59

A low rate credit card is perfect for people who don't pay off their credit card balance each month. If this sounds like you, then our Low Rate Visa Credit Card could save you money.

Purchase Rate:
9.99%

p.a.

Cash Advance Rate:
19.99%

p.a.

Annual Fee:
$49

Special offers: $10 off your Coles Supermarket shop - Save $10 instantly at the checkout every time you redeem 2,000 flybuys points.

The credit card with an everyday low interest rate of 9.99% p.a. on purchases. Plus, collect flybuys points when you shop at Coles Supermarkets.

Purchase Rate:
9.99%

p.a.

Cash Advance Rate:
9.99%

p.a.

Annual Fee:
$0

frank is the first low rate credit card with nothing to hide.

Purchase Rate:
9.99%

p.a.

Cash Advance Rate:
9.99%

p.a.

Annual Fee:
$46

Enjoy a competitive interest rate, a high number of interest-free days and a low annual fee – all in one great all-purpose card, our Titanium 55 Visa credit card.

Top 10 0% balance transfer credit cards

Purchase Rate:
20.99%

p.a.

Balance Transfer Offer:
0%

p.a. for 24 months (revert rate: 21.74% p.a.)

Annual Fee:
$249

Special offers: Annual fee $199 first year then $249 thereafter. Two signup offers to choose from.

Bring your rewards to life.

Purchase Rate:
12.74%

p.a.

Balance Transfer Offer:
0%

p.a. for 20 months (revert rate: 12.74% p.a.)

Annual Fee:
$99

Intro purchase rate offer: .99% for 4 months then 12.74%.

A platinum credit card with our lowest variable purchase rate a range of complimentary insurance covers and personal concierge service.

Purchase Rate:
19.49%

p.a.

Balance Transfer Offer:
0%

p.a. for 20 months (revert rate: 19.49% p.a.)

Annual Fee:
$279

Intro purchase rate offer: .99% for 4 months then 19.49%.

Special offers: 0% p.a. for 20 months on balance transfers, requested at card application.

Reward yourself with our highest points earn rate, uncapped.

Purchase Rate:
12.74%

p.a.

Balance Transfer Offer:
0%

p.a. for 20 months (revert rate: 12.74% p.a.)

Annual Fee:
$99

Intro purchase rate offer: 1% for 12 months then 12.74%.

A platinum credit card with our lowest variable purchase rate, a range of complimentary insurance covers and personal concierge service.

Purchase Rate:
19.49%

p.a.

Balance Transfer Offer:
0%

p.a. for 20 months (revert rate: 19.49% p.a.)

Annual Fee:
$279

Intro purchase rate offer: 1% for 12 months then 19.49%.

Special offers: Existing St.George customers can also enjoy a $0 annual fee for the first year.

Reward yourself with our highest points earn rate, uncapped.

Purchase Rate:
12.74%

p.a.

Balance Transfer Offer:
0%

p.a. for 20 months (revert rate: 12.74% p.a.)

Annual Fee:
$99

Intro purchase rate offer: 0.99% for 4 months then 12.74%.

A platinum credit card with our lowest variable purchase rate, a range of complimentary insurance covers and personal concierge service.

Purchase Rate:
19.49%

p.a.

Balance Transfer Offer:
0%

p.a. for 20 months (revert rate: 19.49% p.a.)

Annual Fee:
$279

Intro purchase rate offer: 0.99% for 4 months then 19.49%.

Special offers: A birthday bonus – 10% of points earned in past 12 months.

Reward yourself with our highest points earn rate, uncapped.

Purchase Rate:
13.49%

p.a.

Balance Transfer Offer:
0%

p.a. for 18 months (revert rate: 13.49% p.a.)

Annual Fee:
$59

Intro purchase rate offer: 1% for 12 months then 13.49%.

Our Low Rate credit card provides a low interest purchase rate plus a low annual fee to help trim your credit card costs.

Purchase Rate:
19.49%

p.a.

Balance Transfer Offer:
0%

p.a. for 18 months (revert rate: 19.49% p.a.)

Annual Fee:
$79

Intro purchase rate offer: .99% for 4 months then 19.49%.

Reward yourself with more choice.

Purchase Rate:
19.74%

p.a.

Balance Transfer Offer:
0%

p.a. for 18 months (revert rate: 19.74% p.a.)

Annual Fee:
$87

A simple everyday credit card with $0 annual fee in the first year plus Overseas Travel and Medical Insurance.

Top 10 credit cards with intro purchase rate offers

Purchase Rate:
19.84%

p.a

Intro Purchase Rate:
1%

p.a. for 12 months then 19.84%

Annual Fee:
$30

Balance transfer offer: 0% for 16 months then 19.84%.

Special offers: $0 annual fee for the first year (n/a)

A straightforward credit card with no annual fee in the first year.

Purchase Rate:
19.84%

p.a

Intro Purchase Rate:
1%

p.a. for 12 months then 19.84%

Annual Fee:
$90

Balance transfer offer: 0% for 16 months then 19.84%.

Special offers: $0 annual fee for the first year (n/a)

Enjoy platinum concierge and extended complimentary insurance.

Purchase Rate:
20.49%

p.a

Intro Purchase Rate:
.99%

p.a. for 4 months then 20.49%

Annual Fee:
$0

Balance transfer offer: 0% for 12 months then 20.49%.

Special offers: 0% p.a. for 12 months on balance transfers, requested at card application. 0.99% p.a. for up to 4 months on purchases from card approval.

Freedom and security of a credit card with no annual fee.

Purchase Rate:
19.49%

p.a

Intro Purchase Rate:
.99%

p.a. for 4 months then 19.49%

Annual Fee:
$99

Balance transfer offer: 0% for 18 months then 19.49%.

Special offers: 0% p.a. for 18 months on balance transfers.

Your choice of rewards programs, with Platinum extras

Purchase Rate:
19.49%

p.a

Intro Purchase Rate:
.99%

p.a. for 4 months then 19.49%

Annual Fee:
$279

Balance transfer offer: 0% for 20 months then 19.49%.

Special offers: 0% p.a. for 20 months on balance transfers, requested at card application.

Reward yourself with our highest points earn rate, uncapped.

Purchase Rate:
19.99%

p.a

Intro Purchase Rate:
0%

p.a. for 15 months then 19.99%

Annual Fee:
$150

Balance transfer offer: 0% for 15 months then 19.99%.

Special offers: 20,000 K Bonus Velocity Points when you make an everyday purchase within 90 days

Accelerate your Velocity Points and enjoy the extra benefits of platinum.

Purchase Rate:
19.49%

p.a

Intro Purchase Rate:
0.99%

p.a. for 4 months then 19.49%

Annual Fee:
$279

Balance transfer offer: 0% for 20 months then 19.49%.

Special offers: A birthday bonus – 10% of points earned in past 12 months.

Reward yourself with our highest points earn rate, uncapped.

Purchase Rate:
20.74%

p.a

Intro Purchase Rate:
0%

p.a. for 12 months then 20.74%

Annual Fee:
$129

Balance transfer offer: 0% for 14 months then 20.99%.

Special offers: Choose from 3 promotional offers.

Go places faster with the Virgin Australia Velocity Flyer credit card. Turn your everyday spend into flights, accommodation and more. The sky’s the limit.

Purchase Rate:
20.74%

p.a

Intro Purchase Rate:
0%

p.a. for 6 months then 20.74%

Annual Fee:
$60

Balance transfer offer: 0% for 6 months then 21.74%.

Special offers: Earn 15,000 bonus Q Rewards points when you make a retail purchase within 3 months of card approval. (until 29 February 2016)

Whether it's for everyday purchases, booking travel or online shopping, it's possible to get more from your credit card with BOQ.

Purchase Rate:
13.24%

p.a

Intro Purchase Rate:
1%

p.a. for 12 months then 13.24%

Annual Fee:
$55

Balance transfer offer: 0% for 18 months then 13.24%.

Special offers: Existing St.George customers can also enjoy a $0 annual fee for the first year

You could save on interest with our low rate credit card

Top 10 credit cards with rewards

Purchase Rate:
9.99%

p.a

Rewards Value:
$551

after $49 annual fee

Points Per Dollar:
2

Uncapped

Rewards available: Frequent Flyer, Shopping, Travel or Accomodation

Special offers: $10 off your Coles Supermarket shop - Save $10 instantly at the checkout every time you redeem 2,000 flybuys points.

The credit card with an everyday low interest rate of 9.99% p.a. on purchases. Plus, collect flybuys points when you shop at Coles Supermarkets.

Purchase Rate:
19.99%

p.a

Rewards Value:
$511

after $89 annual fee

Points Per Dollar:
2

Uncapped

Rewards available: Frequent Flyer, Shopping, Travel or Accomodation

Special offers: $10 off your Coles Supermarket shop - Save $10 instantly at the checkout every time you redeem 2,000 flybuys points.

Apply now for a Coles Rewards MasterCard to enjoy the great rewards and benefits.

Purchase Rate:
21.74%

p.a

Rewards Value:
$377.19

after $0 annual fee

Points Per Dollar:
1

Uncapped

Rewards available: Shopping, Travel or Accomodation

Some purchases can’t wait. Shop smarter when you shop interest free at thousands of retailers with GO MasterCard. GO MasterCard offers all the convenience of an everyday credit card and has no annual fee. Plus with GO MasterCard you get free access to the GO Rewards Program.

Purchase Rate:
20.74%

p.a

Rewards Value:
$349.83

after $99 annual fee

Points Per Dollar:
1

Uncapped

Rewards available: Frequent Flyer

Rewarding VIP Members

Purchase Rate:
20.24%

p.a

Rewards Value:
$327.11

after $99 annual fee

Points Per Dollar:
1.25

Uncapped

Rewards available: Frequent Flyer, Shopping, Cash & more

Special offers: Receive 20,000 points if you spend $3,000 in the first 3 months (until 31 January 2017)

Enjoy premium rewards program and other great features to compliment your lifestyle.

Purchase Rate:
20.24%

p.a

Rewards Value:
$327.11

after $99 annual fee

Points Per Dollar:
1.25

Uncapped

Rewards available: Frequent Flyer, Shopping, Cash & more

Enjoy platinum advantages and make the most of the rewards and special treatment that come with this MasterCard.

Purchase Rate:
19.99%

p.a

Rewards Value:
$295.65

after $140 annual fee

Points Per Dollar:
2

Uncapped

Rewards available: Shopping, Cash, Travel or Accomodation

Special offers: Receive 80000 bonus rewards points - customer to spend minimum $4500 on eligible purchases within 3 mths of account opening (n/a)

Looking for a credit card where you’ll earn reward points every time you buy groceries, fuel the car, pay bills, or pay for anything on your credit card? You've found it. The More MasterCard offers you exactly this. Collect points fast and redeem them for rewards such as holidays, household items, gift cards at major retailers, and the list goes on.

Purchase Rate:
19.99%

p.a

Rewards Value:
$256.74

after $70 annual fee

Points Per Dollar:
1.50

Uncapped

Rewards available: Shopping, Cash, Travel or Accomodation

Special offers: Receive 8000 bonus points, conditions apply (n/a)

Looking for a credit card where you’ll earn reward points every time you buy groceries, fuel the car, pay bills, or pay for anything on your credit card? You've found it. The More MasterCard offers you exactly this. Collect points fast and redeem them for rewards such as holidays, household items, gift cards at major retailers, and the list goes on.

Purchase Rate:
19.99%

p.a

Rewards Value:
$251

after $49 annual fee

Points Per Dollar:
1

Uncapped

Rewards available: Shopping

Special offers: Earn $100 Woolworths dollars when you apply by 30 June 2016.

Enjoy hundreds of dollars worth of extras and discounts.

Purchase Rate:
19.49%

p.a

Rewards Value:
$248.69

after $79 annual fee

Points Per Dollar:
1

Uncapped

Rewards available: Frequent Flyer, Shopping, Travel or Accomodation

Intro purchase rate offer: .99% for 4 months then 19.49%.

Reward yourself with more choice.

Top 10 cards with no annual fee

Purchase Rate:
9.99%

p.a

Cash Advance Rate:
9.99%

p.a

Annual Fee:
$0

frank is the first low rate credit card with nothing to hide.

Purchase Rate:
10.49%

p.a

Cash Advance Rate:
10.49%

p.a

Annual Fee:
$0

The Smart Start Credit Card is a low rate Visa Credit Card, designed for 18-24 year olds. Learn to control credit responsibly with a small, manageable credit limit with First Option.

Purchase Rate:
11.50%

p.a

Cash Advance Rate:
11.50%

p.a

Annual Fee:
$0

Balance transfer offer: 7.90% for 6 months then 11.50%.

Intro purchase rate offer: 7.9% for 6 months then 11.50%.

With an introductory rate of just 7.90%*, our multi-award winning Teachers Credit card is designed to help you save money.

Purchase Rate:
11.50%

p.a

Cash Advance Rate:
11.50%

p.a

Annual Fee:
$0

Balance transfer offer: 7.90% for 6 months then 11.50%.

Intro purchase rate offer: 7.9% for 6 months then 11.50%.

Low interest, no annual fee Credit card. With an introductory rate of just 7.90%, our Credit card is designed to help you save money.

Purchase Rate:
11.80%

p.a

Cash Advance Rate:
11.80%

p.a

Annual Fee:
$0

Balance transfer offer: 0% for 12 months then 11.80%.

Our Gold Low Rate is one of our most popular cards, with no annual fee and a low interest rate, but still lots of great features.

Purchase Rate:
11.95%

p.a

Cash Advance Rate:
11.95%

p.a

Annual Fee:
$0

Balance transfer offer: 0% for 6 months then 11.95%.

Intro purchase rate offer: 0% for 6 months then 11.95%.

Our award-winning 5-star Canstar rated Visa Silver credit card allows you to take advantage of a six month introductory fixed rate of just 6.99%pa, reverting to an ongoing variable interest rate currently at 11.95%pa.

Purchase Rate:
12.34%

p.a

Cash Advance Rate:
12.34%

p.a

Annual Fee:
$0

Balance transfer offer: 4.99% for 5 months then 12.34% + $5 handling fee.

Intro purchase rate offer: 4.99% for 5 months then 12.34%.

Good at managing your finances? Then you'll love our low rate Visa Lifestyle Credit Card giving you a full range of features with lots of added benefits.

Purchase Rate:
12.39%

p.a

Cash Advance Rate:
12.39%

p.a

Annual Fee:
$0

Here's a Visa Credit Card with a competitive rate, no annual fee and up to 55 days interest free.

Purchase Rate:
12.94%

p.a

Cash Advance Rate:
12.94%

p.a

Annual Fee:
$0

Benefit from an affordable Credit Card, with no annual fee and a low interest rate.

Purchase Rate:
12.95%

p.a

Cash Advance Rate:
12.95%

p.a

Annual Fee:
$0

Balance transfer offer: 4.99% for 5 months then 12.95%.

Intro purchase rate offer: 4.99% for 5 months then 12.95%.

Accessing funds couldn't be easier with the choice of Horizon VISA Debit Card and VISA Credit Card.

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Uncover helps you compare 179 credit cards from 64 trusted issuers.
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The advice given on this site is general and has not taken into account your objectives, financial situation or needs. This website is an informational service and by browsing the website or using our comparison tools, you are asking Uncover to provide you with information about products from multiple financial institutions. The information and products contained on this website do not constitute recommendations or suggestions to purchase or apply for any particular product. Consider whether this advice is right for you. If you are considering acquiring any financial product you should obtain and read the relevant Product Disclosure Statement or other offer document prior to making an purchasing decision.